ScoreWhy is GIC Housing Finance Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 9.19%
- Poor long term growth as Net Sales has grown by an annual rate of -1.50% and Operating profit at -2.37%
2
Flat results in Mar 26
3
Falling Participation by Institutional Investors
- Institutional investors have decreased their stake by -0.72% over the previous quarter and collectively hold 6.41% of the company
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors
4
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -18.68% returns in the last 1 year, the stock has also underperformed BSE500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is GIC Housing Fin for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
GIC Housing Fin
-18.75%
-0.83
22.71%
Sensex
-6.4%
-0.49
12.94%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
5
Industry P/E
12
Price to Book Value
0.39
EV to EBIT
11.70
EV to EBITDA
11.55
EV to Capital Employed
0.88
EV to Sales
9.14
PEG Ratio
NA
Dividend Yield
2.97%
ROCE (Latest)
7.56%
ROE (Latest)
7.35%
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TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend5What is working for the Company
DEBT-EQUITY RATIO(HY)
Lowest at 4.33 times
NET SALES(Q)
Highest at Rs 272.70 cr
PAT(Q)
At Rs 53.68 cr has Grown at 23.5%
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for GIC Housing Fin
Net Sales - Quarterly
Highest at Rs 272.70 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 53.68 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 53.68 cr has Grown at 23.5%
Year on Year (YoY)MOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Debt-Equity Ratio - Half Yearly
Lowest at 4.33 times
in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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