Glen Burnie Bancorp (GLBZ) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

OptimumBank Holdings, Inc.

Bank of the James Financial Group, Inc.

Patriot National Bancorp, Inc.

First US Bancshares, Inc.

Citizens Holding Co. (Mississippi)

AmeriServ Financial, Inc.

Apptech Payments Corp.

SHF Holdings, Inc.

Glen Burnie Bancorp

Pathfinder Bancorp, Inc.

BayFirst Financial Corp.

Why is Glen Burnie Bancorp ?

With a Operating Losses, the company has a Weak Long Term Fundamental Strength

Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0%

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of -4.21%, its profits have risen by 8%

Consistent Underperformance against the benchmark over the last 3 years

Along with generating -4.21% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Glen Burnie Bancorp for you?

High Risk, Medium Return

Absolute

Risk Adjusted

Volatility

Glen Burnie Bancorp

-4.21%

0.45

47.55%

S&P 500

22.24%

1.67

13.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

2.43%

EBIT Growth (5y)

-11.56%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

Pledged Shares

Institutional Holding

14.17%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

0.64

EV to EBIT

-11.72

EV to EBITDA

-11.72

EV to Capital Employed

0.60

EV to Sales

0.76

PEG Ratio

Dividend Yield

ROCE (Latest)

-1.10%

ROE (Latest)

-0.14%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Bullish

Mildly Bearish

Moving Averages

Bullish (Daily)

KST

Bullish

Mildly Bullish

Dow Theory

No Trend

OBV

No Trend

Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

13What is working for the Company

NET PROFIT(Q)

At USD 0.08 MM has Grown at 1,258.62%

NET SALES(Q)

Highest at USD 4.26 MM

PRE-TAX PROFIT(Q)

At USD 0.04 MM has Grown at 138.92%

GROSS NPA (%)

NII(Q)

Highest at USD 2.97 MM

CREDIT DEPOSIT RATIO(HY)

Highest at 67.84%

-9What is not working for the Company

NET PROFIT(HY)

At USD -0.01 MM has Grown at -109.65%

CASH AND EQV(HY)

Lowest at USD 3.49 MM

Here's what is working for Glen Burnie Bancorp

Net Profit

At USD 0.08 MM has Grown at 1,258.62%

over average net sales of the previous four periods of USD -0.01 MM

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (USD MM)

Net Sales

Highest at USD 4.26 MM and Grown

In each period in the last five periods

MOJO Watch

Near term sales trend is very positive

Net Sales (USD MM)

Pre-Tax Profit

At USD 0.04 MM has Grown at 138.92%

over average net sales of the previous four periods of USD -0.09 MM

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Non Performing Loans (%)

Lowest at 0.27%

in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are falling

Non Performing Loans (%)

NII

Highest at USD 2.97 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (USD MM)

Credit Deposit Ratio

Highest at 67.84%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Here's what is not working for Glen Burnie Bancorp

Cash and Eqv

Lowest at USD 3.49 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents