Glen Burnie Bancorp (GLBZ) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

OptimumBank Holdings, Inc.

AmeriServ Financial, Inc.

Citizens Holding Co. (Mississippi)

First US Bancshares, Inc.

Bank of the James Financial Group, Inc.

Patriot National Bancorp, Inc.

Glen Burnie Bancorp

BayFirst Financial Corp.

SHF Holdings, Inc.

Pathfinder Bancorp, Inc.

Apptech Payments Corp.

Why is Glen Burnie Bancorp ?

With a Operating Losses, the company has a Weak Long Term Fundamental Strength

Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0%

The company has declared Negative results for the last 6 consecutive quarters

OPERATING CASH FLOW(Y) Lowest at USD -1.21 MM
PRE-TAX PROFIT(Q) At USD -0.21 MM has Fallen at -219.38%
NET PROFIT(Q) At USD -0.1 MM has Fallen at -1,507.41%

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of -10.55%, its profits have risen by 8%

Consistent Underperformance against the benchmark over the last 3 years

Along with generating -10.55% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Glen Burnie Bancorp for you?

High Risk, Medium Return

Absolute

Risk Adjusted

Volatility

Glen Burnie Bancorp

-10.55%

0.29

57.84%

S&P 500

13.68%

0.71

19.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

2.43%

EBIT Growth (5y)

-11.56%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

Pledged Shares

Institutional Holding

14.17%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

0.64

EV to EBIT

-11.78

EV to EBITDA

-11.78

EV to Capital Employed

0.60

EV to Sales

0.76

PEG Ratio

Dividend Yield

ROCE (Latest)

-1.10%

ROE (Latest)

-0.14%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Bullish

Bearish

Dow Theory

No Trend

OBV

Mildly Bullish

Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

3What is working for the Company

CREDIT DEPOSIT RATIO(Q)

Highest at 0%

NET SALES(Q)

Highest at USD 3.96 MM

-18What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at USD -1.21 MM

PRE-TAX PROFIT(Q)

At USD -0.21 MM has Fallen at -219.38%

NET PROFIT(Q)

At USD -0.1 MM has Fallen at -1,507.41%

CASH AND EQV(HY)

Lowest at USD 4.14 MM

Here's what is working for Glen Burnie Bancorp

Credit Deposit Ratio

Highest at 0% and Grown

In each half year in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Net Sales

Highest at USD 3.96 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

Here's what is not working for Glen Burnie Bancorp

Pre-Tax Profit

At USD -0.21 MM has Fallen at -219.38%

over average net sales of the previous four periods of USD -0.06 MM

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (USD MM)

Net Profit

At USD -0.1 MM has Fallen at -1,507.41%

over average net sales of the previous four periods of USD 0.01 MM

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (USD MM)

Operating Cash Flow

Lowest at USD -1.21 MM and Fallen

In each year in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Cash and Eqv

Lowest at USD 4.14 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents