goeasy Ltd. (GSY) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

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goeasy Ltd.

Altus Group Ltd.

Chesswood Group Ltd.

Real Matters, Inc.

Why is goeasy Ltd. ?

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 25.68%

Healthy long term growth as Net Sales has grown by an annual rate of 20.09% and Operating profit at 32.63%

With ROE of 23.48%, it has a very attractive valuation with a 2.84 Price to Book Value

The stock is trading at a fair value compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -0.67%, its profits have risen by 7.3% ; the PEG ratio of the company is 1.5

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to goeasy Ltd. should be less than 10%
Overall Portfolio exposure to Finance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is goeasy Ltd. for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

goeasy Ltd.

-26.93%

8.06

35.57%

S&P/TSX 60

19.1%

1.54

14.62%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

20.09%

EBIT Growth (5y)

32.63%

EBIT to Interest (avg)

3.55

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

26.92%

Dividend Payout Ratio

28.26%

Pledged Shares

Institutional Holding

2.38%

ROCE (avg)

57.83%

ROE (avg)

25.68%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

2.18

EV to EBIT

3.64

EV to EBITDA

3.23

EV to Capital Employed

2.49

EV to Sales

1.49

PEG Ratio

1.16

Dividend Yield

ROCE (Latest)

68.42%

ROE (Latest)

23.48%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

Bullish

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bullish

No Trend

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

11What is working for the Company

OPERATING CASH FLOW(Y)

Highest at CAD 897.94 MM

DIVIDEND PER SHARE(HY)

Highest at CAD 0.36

RAW MATERIAL COST(Y)

Fallen by 0.07% (YoY

CASH AND EQV(HY)

Highest at CAD 435.33 MM

NET SALES(Q)

Highest at CAD 418.31 MM

PRE-TAX PROFIT(Q)

Highest at CAD 118.03 MM

NET PROFIT(Q)

Highest at CAD 86.54 MM

EPS(Q)

Highest at CAD 5.19

-11What is not working for the Company

DEBTORS TURNOVER RATIO(HY)

Lowest at 0.36%

INTEREST(Q)

At CAD 74.55 MM has Grown at 11.15%

DIVIDEND PAYOUT RATIO(Y)

Lowest at 27.79%

DEBT-EQUITY RATIO (HY)

Highest at 320.36 %

Here's what is working for goeasy Ltd.

Operating Cash Flow

Highest at CAD 897.94 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (CAD MM)

Dividend per share

Highest at CAD 0.36 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (CAD)

Net Sales

Highest at CAD 418.31 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (CAD MM)

Pre-Tax Profit

Highest at CAD 118.03 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (CAD MM)

Net Profit

Highest at CAD 86.54 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (CAD MM)

EPS

Highest at CAD 5.19

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (CAD)

Cash and Eqv

Highest at CAD 435.33 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Raw Material Cost

Fallen by 0.07% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for goeasy Ltd.

Interest

At CAD 74.55 MM has Grown at 11.15%

period on period (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (CAD MM)

Debtors Turnover Ratio

Lowest at 0.36% and Fallen

In each half year in the last five Semi-Annual periods

MOJO Watch

Company's pace of selling Debtors has slowed

Debtors Turnover Ratio

Debt-Equity Ratio

Highest at 320.36 %

in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

Dividend Payout Ratio

Lowest at 27.79%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)