ScoreWhy is Goldcard Smart Group Co., Ltd. ?
1
Poor long term growth as Net Sales has grown by an annual rate of 10.66% and Operating profit at -7.41% over the last 5 years
2
The company has declared Negative results for the last 4 consecutive quarters
- ROCE(HY) Lowest at 6.89%
- DEBTORS TURNOVER RATIO(HY) Lowest at 1.41%
- INTEREST COVERAGE RATIO(Q) Lowest at 1,066.88
3
With ROE of 6.04%, it has a attractive valuation with a 1.09 Price to Book Value
- Over the past year, while the stock has generated a return of -3.40%, its profits have fallen by -35.7%
- At the current price, the company has a high dividend yield of 4.5
4
Underperformed the market in the last 1 year
- Even though the market (China Shanghai Composite) has generated returns of 15.18% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -3.40% returns
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Goldcard Smart Group Co., Ltd. should be less than 10%
- Overall Portfolio exposure to Electronics & Appliances should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Electronics & Appliances)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Goldcard Smart Group Co., Ltd. for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Goldcard Smart Group Co., Ltd.
-100.0%
0.28
34.85%
China Shanghai Composite
15.19%
1.01
15.10%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
10.66%
EBIT Growth (5y)
-7.41%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Net Debt is too low
Net Debt to Equity (avg)
-0.02
Sales to Capital Employed (avg)
0.59
Tax Ratio
11.15%
Dividend Payout Ratio
57.62%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
6.48%
ROE (avg)
8.22%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
18
Industry P/E
Price to Book Value
1.09
EV to EBIT
24.29
EV to EBITDA
15.87
EV to Capital Employed
1.09
EV to Sales
1.46
PEG Ratio
NA
Dividend Yield
4.53%
ROCE (Latest)
4.49%
ROE (Latest)
6.04%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend2What is working for the Company
OPERATING CASH FLOW(Y)
Highest at CNY 445.78 MM
-27What is not working for the Company
ROCE(HY)
Lowest at 6.89%
DEBTORS TURNOVER RATIO(HY)
Lowest at 1.41%
INTEREST COVERAGE RATIO(Q)
Lowest at 1,066.88
RAW MATERIAL COST(Y)
Grown by 12.06% (YoY
DEBT-EQUITY RATIO
(HY)
Highest at -1.48 %
NET SALES(Q)
Lowest at CNY 696.09 MM
OPERATING PROFIT(Q)
Lowest at CNY 23.58 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 3.39 %
PRE-TAX PROFIT(Q)
Lowest at CNY 47.39 MM
NET PROFIT(Q)
Lowest at CNY 41.83 MM
EPS(Q)
Lowest at CNY 0.1
Here's what is working for Goldcard Smart Group Co., Ltd.
Operating Cash Flow
Highest at CNY 445.78 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (CNY MM)
Here's what is not working for Goldcard Smart Group Co., Ltd.
Pre-Tax Profit
At CNY 47.39 MM has Fallen at -58.48%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (CNY MM)
Net Profit
At CNY 41.83 MM has Fallen at -56.15%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very negative
Net Profit (CNY MM)
Interest Coverage Ratio
Lowest at 1,066.88
in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest
Debtors Turnover Ratio
Lowest at 1.41% and Fallen
In each half year in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio
Net Sales
Lowest at CNY 696.09 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (CNY MM)
Operating Profit
Lowest at CNY 23.58 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (CNY MM)
Operating Profit Margin
Lowest at 3.39 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at CNY 47.39 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (CNY MM)
Net Profit
Lowest at CNY 41.83 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (CNY MM)
EPS
Lowest at CNY 0.1
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (CNY)
Debt-Equity Ratio
Highest at -1.48 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Raw Material Cost
Grown by 12.06% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
