Goldcard Smart Group Co., Ltd. (300349) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Goldcard Smart Group Co., Ltd.

Why is Goldcard Smart Group Co., Ltd. ?

Poor long term growth as Net Sales has grown by an annual rate of 8.51% and Operating profit at -5.92% over the last 5 years

Flat results in Mar 26

ROCE(HY) Lowest at 5.59%
INTEREST COVERAGE RATIO(Q) Lowest at 721.93
INVENTORY TURNOVER RATIO(HY) Lowest at 3.38 times

With ROE of 5.37%, it has a attractive valuation with a 0.98 Price to Book Value

Over the past year, while the stock has generated a return of -7.17%, its profits have fallen by -16.4%
At the current price, the company has a high dividend yield of 2.4

Consistent Underperformance against the benchmark over the last 3 years

Along with generating -7.17% returns in the last 1 year, the stock has also underperformed China Shanghai Composite in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Goldcard Smart Group Co., Ltd. should be less than 10%
Overall Portfolio exposure to Electronics & Appliances should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Electronics & Appliances)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Goldcard Smart Group Co., Ltd. for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Goldcard Smart Group Co., Ltd.

-7.17%

-0.24

51.87%

China Shanghai Composite

16.78%

1.20

13.96%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

8.51%

EBIT Growth (5y)

-5.92%

EBIT to Interest (avg)

100.00

Debt to EBITDA (avg)

Net Debt is too low

Net Debt to Equity (avg)

-0.02

Sales to Capital Employed (avg)

0.59

Tax Ratio

11.15%

Dividend Payout Ratio

39.11%

Pledged Shares

Institutional Holding

ROCE (avg)

6.48%

ROE (avg)

8.22%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.98

EV to EBIT

22.55

EV to EBITDA

15.85

EV to Capital Employed

0.98

EV to Sales

1.34

PEG Ratio

Dividend Yield

2.41%

ROCE (Latest)

4.36%

ROE (Latest)

5.37%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Bullish

Dow Theory

Mildly Bearish

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

4What is working for the Company

OPERATING CASH FLOW(Y)

Highest at CNY 701.64 MM

RAW MATERIAL COST(Y)

Fallen by -5.88% (YoY

-13What is not working for the Company

ROCE(HY)

Lowest at 5.59%

INTEREST COVERAGE RATIO(Q)

Lowest at 721.93

INVENTORY TURNOVER RATIO(HY)

Lowest at 3.38 times

NET SALES(Q)

Lowest at CNY 609.16 MM

OPERATING PROFIT(Q)

Lowest at CNY 14.68 MM

OPERATING PROFIT MARGIN(Q)

Lowest at 2.41 %

PRE-TAX PROFIT(Q)

Lowest at CNY 35.22 MM

NET PROFIT(Q)

Lowest at CNY 28.32 MM

EPS(Q)

Lowest at CNY 0.07

Here's what is working for Goldcard Smart Group Co., Ltd.

Operating Cash Flow

Highest at CNY 701.64 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (CNY MM)

Raw Material Cost

Fallen by -5.88% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Goldcard Smart Group Co., Ltd.

Interest Coverage Ratio

Lowest at 721.93

in the last five periods

MOJO Watch

The company's ability to manage interest payments is deteriorating

Operating Profit to Interest

Net Sales

Lowest at CNY 609.16 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (CNY MM)

Net Sales

Fallen at -13.23%

Year on Year (YoY)

MOJO Watch

Near term sales trend is negative

Net Sales (CNY MM)

Operating Profit

Lowest at CNY 14.68 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (CNY MM)

Operating Profit Margin

Lowest at 2.41 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Pre-Tax Profit

Lowest at CNY 35.22 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (CNY MM)

Net Profit

Lowest at CNY 28.32 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is negative

Net Profit (CNY MM)

Net Profit

Fallen at -32.29%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is negative

Net Profit (CNY MM)

EPS

Lowest at CNY 0.07

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (CNY)

Inventory Turnover Ratio

Lowest at 3.38 times

in the last five Semi-Annual periods

MOJO Watch

Company's pace of selling inventory has slowed

Inventory Turnover Ratio

Non Operating Income

Highest at CNY 0.61 MM

in the last five periods

MOJO Watch

Increased income from non business activities may not be sustainable

Non Operating income