Great Southern Bancorp, Inc. (Missouri) (GSBC) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

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Heritage Financial Corp. (Washington)

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HBT Financial, Inc.

Great Southern Bancorp, Inc. (Missouri)

Premier Financial Corp.

Eagle Bancorp, Inc. (Maryland)

Why is Great Southern Bancorp, Inc. (Missouri) ?

High Profitability with a Net Interest Margin of 1.27%

Strong Long Term Fundamental Strength with an average Return on Assets (ROA) of 1.02%

Flat results in Dec 25

ROCE(HY) Lowest at 1.23%
NII(Q) Lowest at USD 49.16 MM
NET SALES(Q) Lowest at USD 73.44 MM

With ROA of 0.78%, it has a attractive valuation with a 1.06 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 8.14%, its profits have risen by 14.8% ; the PEG ratio of the company is 0.5

High Institutional Holdings at 49.13%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Their stake has increased by 3.59% over the previous quarter.

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Great Southern Bancorp, Inc. (Missouri) should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Great Southern Bancorp, Inc. (Missouri) for you?

Medium Risk, Medium Return

Absolute

Risk Adjusted

Volatility

Great Southern Bancorp, Inc. (Missouri)

7.6%

0.76

29.69%

S&P 500

13.68%

0.71

19.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

7.58%

EBIT Growth (5y)

2.66%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

26.82%

Pledged Shares

Institutional Holding

49.13%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.06

EV to EBIT

10.65

EV to EBITDA

9.86

EV to Capital Employed

1.04

EV to Sales

2.74

PEG Ratio

0.48

Dividend Yield

295.11%

ROCE (Latest)

9.80%

ROE (Latest)

11.16%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

6What is working for the Company

ROCE(HY)

Highest at 1.23%

GROSS NPA (%)

DIVIDEND PER SHARE(HY)

Highest at USD 0

CREDIT DEPOSIT RATIO(HY)

Highest at 195.83%

-7What is not working for the Company

ROCE(HY)

Lowest at 1.23%

NII(Q)

Lowest at USD 49.16 MM

NET SALES(Q)

Lowest at USD 73.44 MM

Here's what is working for Great Southern Bancorp, Inc. (Missouri)

Non Performing Loans (%)

Lowest at 0.02%

in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are falling

Non Performing Loans (%)

Dividend per share

Highest at USD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Credit Deposit Ratio

Highest at 195.83%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

CASA

Highest at 14.1%

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.

CAR (%)

Here's what is not working for Great Southern Bancorp, Inc. (Missouri)

NII

Lowest at USD 49.16 MM

in the last five periods

MOJO Watch

The bank's income from core business is falling

NII (USD MM)

Net Sales

Lowest at USD 73.44 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (USD MM)

Net Sales

At USD 73.44 MM has Fallen at -9.03%

over average net sales of the previous four periods of USD 80.72 MM

MOJO Watch

Near term sales trend is negative

Net Sales (USD MM)