Great Southern Bancorp, Inc. (Missouri) (GSBC) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

Banc of California, Inc.

Tompkins Financial Corp.

Community Trust Bancorp, Inc. (Kentucky)

ConnectOne Bancorp, Inc.

Coastal Financial Corp. (Washington)

Heritage Financial Corp. (Washington)

HBT Financial, Inc.

First Mid Bancshares, Inc.

Great Southern Bancorp, Inc. (Missouri)

Premier Financial Corp.

Eagle Bancorp, Inc. (Maryland)

Why is Great Southern Bancorp, Inc. (Missouri) ?

High Profitability with a Net Interest Margin of 1.22%

Strong Long Term Fundamental Strength with an average Return on Assets (ROA) of 1.02%

Flat results in Jun 25

DIVIDEND PAYOUT RATIO(Y) Lowest at 23.28%

With ROA of 0.90%, it has a fair valuation with a 1.06 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -5.81%, its profits have risen by 7.9% ; the PEG ratio of the company is 1.1

High Institutional Holdings at 46.37%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Their stake has increased by 1.09% over the previous quarter.

Consistent Underperformance against the benchmark over the last 3 years

Along with generating -5.81% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Great Southern Bancorp, Inc. (Missouri) should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Great Southern Bancorp, Inc. (Missouri) for you?

Low Risk, Medium Return

Absolute

Risk Adjusted

Volatility

Great Southern Bancorp, Inc. (Missouri)

-2.0%

0.62

29.12%

S&P 500

13.22%

0.61

20.17%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

7.29%

EBIT Growth (5y)

0.60%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

30.43%

Pledged Shares

Institutional Holding

46.37%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.06

EV to EBIT

13.12

EV to EBITDA

11.60

EV to Capital Employed

1.04

EV to Sales

2.85

PEG Ratio

1.10

Dividend Yield

293.30%

ROCE (Latest)

7.96%

ROE (Latest)

10.69%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

11What is working for the Company

GROSS NPA (%)

NII(Q)

Highest at USD 50.96 MM

CASH AND EQV(HY)

Highest at USD 216.35 MM

OPERATING PROFIT(Q)

Highest at USD 24.28 MM

OPERATING PROFIT MARGIN(Q)

Highest at 29.98 %

PRE-TAX PROFIT(Q)

Highest at USD 24.28 MM

NET PROFIT(Q)

Highest at USD 19.79 MM

EPS(Q)

Highest at USD 1.72

-3What is not working for the Company

DIVIDEND PAYOUT RATIO(Y)

Lowest at 23.28%

Here's what is working for Great Southern Bancorp, Inc. (Missouri)

Non Performing Loans (%)

Lowest at 0.04% and Fallen

In each half year in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are falling

Non Performing Loans (%)

NII

Highest at USD 50.96 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (USD MM)

Operating Profit

Highest at USD 24.28 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (USD MM)

Operating Profit Margin

Highest at 29.98 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at USD 24.28 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD 19.79 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 1.72

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Cash and Eqv

Highest at USD 216.35 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

CASA

Highest at 13.5%

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.

CAR (%)

Here's what is not working for Great Southern Bancorp, Inc. (Missouri)

Dividend Payout Ratio

Lowest at 23.28%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)