ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Guangzhou Rural Commercial Bank Co. Ltd. ?
1
Weak Long Term Fundamental Strength with an average Return on Assets (ROA) of 0.18%
- Poor long term growth as Net profit has grown by an annual rate of -22.70%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 0% signifying inadequate buffers against its risk based assets
2
The company has declared Negative results for the last 4 consecutive quarters
- OPERATING CASH FLOW(Y) Lowest at HKD 9,951.1 MM
- CASH AND EQV(HY) Lowest at HKD 74,153.01 MM
- CREDIT DEPOSIT RATIO(HY) Lowest at 82.45%
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Guangzhou Rural Commercial Bank Co. Ltd. for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Guangzhou Rural Commercial Bank Co. Ltd.
-100.0%
-0.72
33.49%
Hang Seng Hong Kong
8.25%
0.41
19.92%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-1.27%
EBIT Growth (5y)
-23.14%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
46.22%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
1
Industry P/E
Price to Book Value
0.05
EV to EBIT
229.56
EV to EBITDA
133.70
EV to Capital Employed
0.69
EV to Sales
5.10
PEG Ratio
NA
Dividend Yield
2.83%
ROCE (Latest)
0.30%
ROE (Latest)
5.81%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend0What is working for the Company
NO KEY POSITIVE TRIGGERS
-6What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at HKD 9,951.1 MM
CASH AND EQV(HY)
Lowest at HKD 74,153.01 MM
CREDIT DEPOSIT RATIO(HY)
Lowest at 82.45%
NET SALES(Q)
Lowest at HKD 19,020.43 MM
Here's what is not working for Guangzhou Rural Commercial Bank Co. Ltd.
Operating Cash Flow
Lowest at HKD 9,951.1 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (HKD MM)
Net Sales
Lowest at HKD 19,020.43 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (HKD MM)
Cash and Eqv
Lowest at HKD 74,153.01 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Credit Deposit Ratio
Lowest at 82.45%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
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