Why is Gulf General Cooperative Insurance Co. ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 0%
- Poor long term growth as Net Sales has grown by an annual rate of 11.76% and Operating profit at 0%
2
The company has declared negative results for the last 2 consecutive quarters
- NET PROFIT(HY) At SAR -52.86 MM has Grown at -294.16%
- OPERATING CASH FLOW(Y) Lowest at SAR -146.41 MM
- ROCE(HY) Lowest at -58.04%
3
Risky -
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of -58.07%, its profits have fallen by -1820.4%
4
Below par performance in long term as well as near term
- Along with generating -58.07% returns in the last 1 year, the stock has also underperformed Saudi Arabia All Share TASI in the last 3 years, 1 year and 3 months
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Gulf General Cooperative Insurance Co. for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Gulf General Cooperative Insurance Co.
-100.0%
-2.16
32.65%
Saudi Arabia All Share TASI
-12.63%
-0.87
14.46%
Quality key factors
Factor
Value
Sales Growth (5y)
11.76%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
4.66%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.86
EV to EBIT
NA
EV to EBITDA
0.13
EV to Capital Employed
0.03
EV to Sales
0.00
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
-77.01%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
No Trend
Bearish
OBV
No Trend
Mildly Bullish
Technical Movement
3What is working for the Company
NET PROFIT(HY)
Higher at SAR -52.86 MM
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
-16What is not working for the Company
NET PROFIT(HY)
At SAR -52.86 MM has Grown at -294.16%
OPERATING CASH FLOW(Y)
Lowest at SAR -146.41 MM
ROCE(HY)
Lowest at -58.04%
NET SALES(Q)
Lowest at SAR 81.78 MM
Here's what is working for Gulf General Cooperative Insurance Co.
Net Profit
Higher at SAR -52.86 MM
than preceding 12 month period ended Jun 2025MOJO Watch
In the half year the company has already crossed Net Profit of the previous twelve months
Net Profit (SAR MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Gulf General Cooperative Insurance Co.
Net Profit
At SAR -52.86 MM has Grown at -294.16%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very negative
Net Profit (SAR MM)
Net Sales
At SAR 81.78 MM has Fallen at -24.4%
over average net sales of the previous four periods of SAR 108.17 MMMOJO Watch
Near term sales trend is extremely negative
Net Sales (SAR MM)
Operating Cash Flow
Lowest at SAR -146.41 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (SAR MM)
Net Sales
Lowest at SAR 81.78 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (SAR MM)






