Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Hancock Whitney Corp. ?
1
High Profitability with a Net Interest Margin of 3.70%
2
Strong Long Term Fundamental Strength with a 53.52% CAGR growth in Net Profits
3
Healthy long term growth as Net profit has grown by an annual rate of 53.52%
4
Positive results in Jun 25
- OPERATING CASH FLOW(Y) Highest at USD 587.16 MM
- NII(Q) Highest at USD 276.96 MM
- DIVIDEND PAYOUT RATIO(Y) Highest at 34.21%
5
With ROA of 1.02%, it has a very attractive valuation with a 1.17 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -0.44%, its profits have risen by 26.3% ; the PEG ratio of the company is 0.4
6
High Institutional Holdings at 94.59%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 1.87% over the previous quarter.
7
Below par performance in long term as well as near term
- Along with generating -0.44% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
How much should you hold?
- Overall Portfolio exposure to Hancock Whitney Corp. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Hancock Whitney Corp. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Hancock Whitney Corp.
8.41%
1.09
31.61%
S&P 500
13.22%
0.61
20.17%
Quality key factors
Factor
Value
Sales Growth (5y)
8.09%
EBIT Growth (5y)
50.77%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
28.39%
Pledged Shares
0
Institutional Holding
94.59%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.17
EV to EBIT
7.89
EV to EBITDA
7.33
EV to Capital Employed
1.20
EV to Sales
2.56
PEG Ratio
0.40
Dividend Yield
2.64%
ROCE (Latest)
15.27%
ROE (Latest)
10.96%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
Mildly Bearish
Technical Movement
6What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 587.16 MM
NII(Q)
Highest at USD 276.96 MM
DIVIDEND PAYOUT RATIO(Y)
Highest at 34.21%
DIVIDEND PER SHARE(HY)
Highest at USD 0
-2What is not working for the Company
PRE-TAX PROFIT(Q)
Lowest at USD 144.58 MM
NET PROFIT(Q)
Lowest at USD 113.05 MM
Here's what is working for Hancock Whitney Corp.
NII
Highest at USD 276.96 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Operating Cash Flow
Highest at USD 587.16 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Dividend Payout Ratio
Highest at 34.21%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Here's what is not working for Hancock Whitney Corp.
Pre-Tax Profit
Lowest at USD 144.58 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (USD MM)
Net Profit
Lowest at USD 113.05 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (USD MM)






