Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Hancock Whitney Corp. ?
1
High Profitability with a Net Interest Margin of 3.76%
2
Strong Long Term Fundamental Strength with a 64.64% CAGR growth in Net Profits
3
Healthy long term growth as Net profit has grown by an annual rate of 64.64%
4
Positive results in Jun 26
- NII(Q) Highest at USD 293.01 MM
- DIVIDEND PER SHARE(HY) Highest at USD 0
- CREDIT DEPOSIT RATIO(HY) Highest at 82.96%
5
With ROA of 1.03%, it has a fair valuation with a 1.23 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 34.65%, its profits have risen by 5.7% ; the PEG ratio of the company is 1.3
6
High Institutional Holdings at 100%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
7
Market Beating performance in long term as well as near term
- Along with generating 34.65% returns in the last 1 year, the stock has outperformed S&P 500 in the last 3 years, 1 year and 3 months
How much should you hold?
- Overall Portfolio exposure to Hancock Whitney Corp. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Hancock Whitney Corp. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Hancock Whitney Corp.
34.65%
2.79
25.71%
S&P 500
22.36%
1.70
13.18%
Quality key factors
Factor
Value
Sales Growth (5y)
8.82%
EBIT Growth (5y)
47.66%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
31.77%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.23
EV to EBIT
10.18
EV to EBITDA
9.56
EV to Capital Employed
1.21
EV to Sales
3.59
PEG Ratio
1.28
Dividend Yield
2.63%
ROCE (Latest)
11.88%
ROE (Latest)
10.85%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Mildly Bullish
Technical Movement
12What is working for the Company
NII(Q)
Highest at USD 293.01 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
CREDIT DEPOSIT RATIO(HY)
Highest at 82.96%
NET SALES(Q)
Highest at USD 412.89 MM
OPERATING PROFIT(Q)
Highest at USD 162.15 MM
OPERATING PROFIT MARGIN(Q)
Highest at 39.27 %
PRE-TAX PROFIT(Q)
Highest at USD 162.15 MM
NET PROFIT(Q)
Highest at USD 126.96 MM
EPS(Q)
Highest at USD 1.55
-6What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 458.93 MM
NET PROFIT(HY)
At USD 174.22 MM has Grown at -24.91%
CASH AND EQV(HY)
Lowest at USD 555.52 MM
Here's what is working for Hancock Whitney Corp.
NII
Highest at USD 293.01 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Net Sales
Highest at USD 412.89 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 162.15 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 39.27 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 162.15 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 126.96 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 1.55
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Credit Deposit Ratio
Highest at 82.96%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for Hancock Whitney Corp.
Operating Cash Flow
Lowest at USD 458.93 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Cash and Eqv
Lowest at USD 555.52 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents






