ScoreWhy is Hatton National Bank Plc ?
1
Strong Long Term Fundamental Strength with an average Return on Assets (ROA) of 1.40%
- Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0%
2
Positive results in Mar 26
- OPERATING CASH FLOW(Y) Highest at LKR 58,602.74 MM
- CREDIT DEPOSIT RATIO(Q) Highest at 0%
- NII(Q) Highest at LKR 32,538.1 MM
3
With ROA of 1.31%, it has a very attractive valuation with a 0.68 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 26.36%, its profits have risen by 91% ; the PEG ratio of the company is 0.1
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Hatton National Bank Plc should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Hatton National Bank Plc for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Hatton National Bank Plc
26.36%
4.81
19.74%
Sri Lanka CSE All Share
32.72%
1.90
17.20%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
14.00%
EBIT Growth (5y)
-188.09%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
18.02%
Pledged Shares
0
Institutional Holding
0.18%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
5
Industry P/E
Price to Book Value
0.68
EV to EBIT
-36.59
EV to EBITDA
-59.41
EV to Capital Employed
0.79
EV to Sales
1.50
PEG Ratio
0.05
Dividend Yield
NA
ROCE (Latest)
-2.17%
ROE (Latest)
14.97%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
OPERATING CASH FLOW(Y)
Highest at LKR 58,602.74 MM
CREDIT DEPOSIT RATIO(Q)
Highest at 0%
NII(Q)
Highest at LKR 32,538.1 MM
NET SALES(Q)
Highest at LKR 65,138.02 MM
-4What is not working for the Company
OPERATING PROFIT MARGIN(Q)
Lowest at 25.39 %
NET PROFIT(Q)
Lowest at LKR 10,089.28 MM
EPS(Q)
Lowest at LKR 17.48
Here's what is working for Hatton National Bank Plc
Operating Cash Flow
Highest at LKR 58,602.74 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (LKR MM)
Credit Deposit Ratio
Highest at 0% and Grown
In each half year in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
NII
Highest at LKR 32,538.1 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (LKR MM)
Net Sales
Highest at LKR 65,138.02 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (LKR MM)
Depreciation
At LKR 1,137.28 MM has Grown at 37.34%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (LKR MM)
Here's what is not working for Hatton National Bank Plc
Operating Profit Margin
Lowest at 25.39 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Net Profit
Lowest at LKR 10,089.28 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (LKR MM)
EPS
Lowest at LKR 17.48
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (LKR)
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