Hawthorn Bancshares, Inc. (HWBK) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

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HomeStreet, Inc.

Partners Bancorp

Why is Hawthorn Bancshares, Inc. ?

With ROA of 0.78%, it has a expensive valuation with a 1.39 Price to Book Value

Over the past year, while the stock has generated a return of 40.63%, its profits have risen by 17.9% ; the PEG ratio of the company is 0.5

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Hawthorn Bancshares, Inc. for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

Hawthorn Bancshares, Inc.

40.63%

3.01

34.32%

S&P 500

22.24%

1.67

13.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

9.17%

EBIT Growth (5y)

6.59%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

23.04%

Pledged Shares

Institutional Holding

33.21%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.39

EV to EBIT

10.51

EV to EBITDA

9.70

EV to Capital Employed

1.32

EV to Sales

2.89

PEG Ratio

0.52

Dividend Yield

2.36%

ROCE (Latest)

12.52%

ROE (Latest)

13.66%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Dow Theory

Mildly Bearish

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

7What is working for the Company

OPERATING CASH FLOW(Y)

Highest at USD 29.16 MM

ROCE(HY)

Highest at 1.29%

DIVIDEND PER SHARE(HY)

Highest at USD 0

-6What is not working for the Company

GROSS NPA (%)

ROCE(HY)

Lowest at 1.29%

CASH AND EQV(HY)

Lowest at USD 30 MM

Here's what is working for Hawthorn Bancshares, Inc.

Operating Cash Flow

Highest at USD 29.16 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Dividend per share

Highest at USD 0 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Here's what is not working for Hawthorn Bancshares, Inc.

Non Performing Loans (%)

Highest at 0.47% and Grown

In each half year in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are increasing

Non Performing Loans (%)

Cash and Eqv

Lowest at USD 30 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents