Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Hayah Insurance Co. PJSC ?
1
Risky -
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of 31.01%, its profits have risen by 182% ; the PEG ratio of the company is 0.4
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Hayah Insurance Co. PJSC for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Hayah Insurance Co. PJSC
-100.0%
1.07
48.77%
Abu Dhabi Securities Exchange
2.2%
1.13
8.08%
Quality key factors
Factor
Value
Sales Growth (5y)
28.70%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
3.13%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
2.50%
Valuation Key Factors 
Factor
Value
P/E Ratio
153
Industry P/E
Price to Book Value
2.00
EV to EBIT
NA
EV to EBITDA
EV to Capital Employed
2.00
EV to Sales
2.01
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
1.30%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
Bearish
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Bearish
No Trend
OBV
Mildly Bullish
Mildly Bearish
Technical Movement
9What is working for the Company
OPERATING CASH FLOW(Y)
Highest at AED 28.22 MM
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET SALES(Q)
Highest at AED 40.91 MM
OPERATING PROFIT(Q)
Highest at AED 40.91 MM
OPERATING PROFIT MARGIN(Q)
Highest at 100 %
EPS(Q)
Highest at AED 0.02
-4What is not working for the Company
PRE-TAX PROFIT(Q)
At AED 0 MM has Fallen at -100%
DEBT-EQUITY RATIO
(HY)
Highest at 0 %
Here's what is working for Hayah Insurance Co. PJSC
Operating Cash Flow
Highest at AED 28.22 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (AED MM)
Net Sales
Highest at AED 40.91 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (AED MM)
Net Sales
At AED 40.91 MM has Grown at 68.44%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (AED MM)
Operating Profit
Highest at AED 40.91 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (AED MM)
Operating Profit Margin
Highest at 100 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
EPS
Highest at AED 0.02
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (AED)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Hayah Insurance Co. PJSC
Pre-Tax Profit
At AED 0 MM has Fallen at -100%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (AED MM)
Debt-Equity Ratio
Highest at 0 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio






