ScoreWhy is HBL Growth Fund ?
1
Poor Management Efficiency with a low ROE of 2.97%
- The company has been able to generate a Return on Equity (avg) of 2.97% signifying low profitability per unit of shareholders funds
2
Company has very low debt and has enough cash to service the debt requirements
3
Low Debt Company with Strong Long Term Fundamental Strength
4
Negative results in Mar 25
- OPERATING PROFIT(Q) Lowest at PKR -196.03
- OPERATING PROFIT MARGIN(Q) Lowest at -67.06 %
- PRE-TAX PROFIT(Q) Lowest at PKR -196.03
5
With ROE of 8.1, it has a attractive valuation with a 0.2 Price to Book Value
- Over the past year, while the stock has generated a return of 0%, its profits have risen by 230% ; the PEG ratio of the company is 0
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to HBL Growth Fund should be less than 10%
- Overall Portfolio exposure to Capital Markets should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Capital Markets)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is HBL Growth Fund for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
HBL Growth Fund
-100.0%
1.09
38.77%
Pakistan KSE 100 Share
26.45%
2.81
22.77%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
24.60%
EBIT Growth (5y)
152.46%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
-0.05
Sales to Capital Employed (avg)
0.07
Tax Ratio
0
Dividend Payout Ratio
27.78%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
3.17%
ROE (avg)
2.97%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
5
Industry P/E
Price to Book Value
0.35
EV to EBIT
3.72
EV to EBITDA
3.72
EV to Capital Employed
0.30
EV to Sales
3.56
PEG Ratio
0.59
Dividend Yield
5.85%
ROCE (Latest)
8.10%
ROE (Latest)
7.50%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend9What is working for the Company
PRE-TAX PROFIT(Q)
At PKR 679.26 MM has Grown at 854.26%
NET PROFIT(Q)
At PKR 679.26 MM has Grown at 854.26%
OPERATING PROFIT MARGIN(Q)
Highest at 575.62 %
-4What is not working for the Company
RAW MATERIAL COST(Y)
Grown by 8.64% (YoY
NET SALES(Q)
Fallen at -31.09%
Here's what is working for HBL Growth Fund
Pre-Tax Profit
At PKR 679.26 MM has Grown at 854.26%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (PKR MM)
Net Profit
At PKR 679.26 MM has Grown at 854.26%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (PKR MM)
Operating Profit Margin
Highest at 575.62 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Here's what is not working for HBL Growth Fund
Net Sales
Fallen at -31.09%
Year on Year (YoY)MOJO Watch
Near term sales trend is negative
Net Sales (PKR MM)
Raw Material Cost
Grown by 8.64% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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