ScoreWhy is HCI Group, Inc. ?
1
Strong Long Term Fundamental Strength with a 24.41% CAGR growth in Net Sales
- OPERATING CASH FLOW(Y) Highest at USD 487.78 MM
- PRE-TAX PROFIT(Q) At USD 94.39 MM has Grown at 92.31%
- NET PROFIT(Q) At USD 66.16 MM has Grown at 100.45%
2
With ROE of 25.26%, it has a fair valuation with a 3.72 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 50.99%, its profits have risen by 19.5% ; the PEG ratio of the company is 1.7
3
Consistent Returns over the last 3 years
- Along with generating 50.99% returns in the last 1 year, the stock has outperformed S&P 500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to HCI Group, Inc. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is HCI Group, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
HCI Group, Inc.
47.08%
2.57
33.36%
S&P 500
13.22%
0.64
20.20%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
24.41%
EBIT Growth (5y)
6.50%
EBIT to Interest (avg)
0.01
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
26.22%
Dividend Payout Ratio
18.00%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
11.15%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
3.72
EV to EBIT
NA
EV to EBITDA
183.67
EV to Capital Employed
-1.74
EV to Sales
1.19
PEG Ratio
1.68
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
25.26%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
Bullish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend15What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 487.78 MM
PRE-TAX PROFIT(Q)
At USD 94.39 MM has Grown at 92.31%
NET PROFIT(Q)
At USD 66.16 MM has Grown at 100.45%
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
DEBT-EQUITY RATIO
(HY)
Lowest at -117.88 %
NET SALES(Q)
Highest at USD 221.92 MM
OPERATING PROFIT(Q)
Highest at USD 118.26 MM
OPERATING PROFIT MARGIN(Q)
Highest at 53.29 %
-1What is not working for the Company
INTEREST(Q)
Highest at USD 3.74 MM
Here's what is working for HCI Group, Inc.
Operating Cash Flow
Highest at USD 487.78 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Pre-Tax Profit
At USD 94.39 MM has Grown at 92.31%
over average net sales of the previous four periods of USD 49.08 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 66.16 MM has Grown at 100.45%
over average net sales of the previous four periods of USD 33.01 MMMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Net Sales
Highest at USD 221.92 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Net Sales
At USD 221.92 MM has Grown at 16.88%
over average net sales of the previous four periods of USD 189.88 MMMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 118.26 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 53.29 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Debt-Equity Ratio
Lowest at -117.88 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at USD 4.54 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
Depreciation
At USD 4.54 MM has Grown at 124.91%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (USD MM)
Here's what is not working for HCI Group, Inc.
Interest
Highest at USD 3.74 MM
in the last five periods and Increased by 10.64% (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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