How much should you hold?
- Overall Portfolio exposure to Hills Bancorporation should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality key factors
Factor
Value
Sales Growth (5y)
11.77%
EBIT Growth (5y)
3.75%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
21.87%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
1.38
EV to EBIT
20.55
EV to EBITDA
19.53
EV to Capital Employed
1.18
EV to Sales
6.23
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
5.76%
ROE (Latest)
10.01%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Bullish
Bullish
Technical Movement
10What is working for the Company
NII(Q)
Highest at USD 38.51 MM
ROCE(HY)
Highest at 1.25%
NET SALES(Q)
Highest at USD 59.84 MM
GROSS NPA (%)
(Q
CREDIT DEPOSIT RATIO(HY)
Highest at 105.27%
-4What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 52 MM
ROCE(HY)
Lowest at 1.25%
Here's what is working for Hills Bancorporation
NII
Highest at USD 38.51 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Net Sales
Highest at USD 59.84 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Non Performing Loans (%)
Lowest at 0.79%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
Credit Deposit Ratio
Highest at 105.27%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for Hills Bancorporation
Operating Cash Flow
Lowest at USD 52 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)






