Hilltop Holdings, Inc. (HTH) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

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First Hawaiian, Inc.

Hilltop Holdings, Inc.

Why is Hilltop Holdings, Inc. ?

With a Operating Losses, the company has a Weak Long Term Fundamental Strength

A low provision coverage ratio signifies the bank has not recognized and created adeqaute reserves to cover its non perfoming loans

Positive results in Jun 25

NET PROFIT(HY) At USD 78.19 MM has Grown at 62.89%
ROCE(HY) Highest at 0.93%
DIVIDEND PER SHARE(HY) Highest at USD 0

With ROA of 0.45%, it has a attractive valuation with a 0.87 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 8.70%, its profits have risen by 14.5% ; the PEG ratio of the company is 1

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Hilltop Holdings, Inc. for you?

Low Risk, Medium Return

Absolute

Risk Adjusted

Volatility

Hilltop Holdings, Inc.

11.71%

0.70

24.50%

S&P 500

17.99%

0.70

20.15%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

7.49%

EBIT Growth (5y)

-13.16%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

27.27%

Pledged Shares

Institutional Holding

65.73%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.96

EV to EBIT

3.69

EV to EBITDA

3.40

EV to Capital Employed

0.90

EV to Sales

0.87

PEG Ratio

0.23

Dividend Yield

1.68%

ROCE (Latest)

24.32%

ROE (Latest)

7.64%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Bullish

Dow Theory

Mildly Bearish

Bullish

OBV

No Trend

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

11What is working for the Company

GROSS NPA (%)

NET PROFIT(9M)

At USD 123.47 MM has Grown at 44.34%

ROCE(HY)

Highest at 1.03%

DIVIDEND PER SHARE(HY)

Highest at USD 0

NII(Q)

Highest at USD 112.53 MM

-7What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at USD -78.27 MM

ROCE(HY)

Lowest at 1.03%

CASH AND EQV(HY)

Lowest at USD 2,534.49 MM

Here's what is working for Hilltop Holdings, Inc.

Non Performing Loans (%)

Lowest at 1.05% and Fallen

In each half year in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are falling

Non Performing Loans (%)

NII

Highest at USD 112.53 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (USD MM)

Dividend per share

Highest at USD 0 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Net Profit

At USD 123.47 MM has Grown at 44.34%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

Here's what is not working for Hilltop Holdings, Inc.

Operating Cash Flow

Lowest at USD -78.27 MM

in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Cash and Eqv

Lowest at USD 2,534.49 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents

Capital Adequacy Ratio

Lowest at 19.7%

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is deteriorating.

CAR (%)