ScoreComparison
Why is Home Bancorp, Inc. ?
1
High Profitability with a Net Interest Margin of 6.78%
2
Positive results in Mar 26
- OPERATING CASH FLOW(Y) Highest at USD 57.73 MM
- ROCE(HY) Highest at 1.32%
- NII(Q) Highest at USD 34.48 MM
3
With ROA of 0.74%, it has a attractive valuation with a 1.08 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 32.73%, its profits have risen by 26.4% ; the PEG ratio of the company is 0.3
4
High Institutional Holdings at 53.43%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 1.07% over the previous quarter.
5
Market Beating performance in long term as well as near term
- Along with generating 32.73% returns in the last 1 year, the stock has outperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Home Bancorp, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Home Bancorp, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Home Bancorp, Inc.
33.99%
3.16
26.58%
S&P 500
22.93%
1.73
13.14%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
13.22%
EBIT Growth (5y)
15.22%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
19.42%
Pledged Shares
0
Institutional Holding
53.43%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
1.08
EV to EBIT
6.96
EV to EBITDA
6.43
EV to Capital Employed
1.11
EV to Sales
1.93
PEG Ratio
0.34
Dividend Yield
1.58%
ROCE (Latest)
15.89%
ROE (Latest)
10.59%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Bullish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend9What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 57.73 MM
ROCE(HY)
Highest at 1.32%
NII(Q)
Highest at USD 34.48 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
-6What is not working for the Company
GROSS NPA (%)
(Q
ROCE(HY)
Lowest at 1.32%
CREDIT DEPOSIT RATIO(HY)
Lowest at 90.13%
Here's what is working for Home Bancorp, Inc.
Operating Cash Flow
Highest at USD 57.73 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
NII
Highest at USD 34.48 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Here's what is not working for Home Bancorp, Inc.
Non Performing Loans (%)
Highest at 1.31% and Grown
In each half year in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
Credit Deposit Ratio
Lowest at 90.13%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
