ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Home Bancshares, Inc. (Arkansas) ?
1
High Profitability with a Net Interest Margin of 9.51%
2
Strong Long Term Fundamental Strength with an average Return on Assets (ROA) of 1.39%
3
Healthy long term growth as Net profit has grown by an annual rate of 15.63%
4
The company has declared Positive results for the last 3 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 464.64 MM
- ROCE(HY) Highest at 1.89%
- NII(Q) Highest at USD 222.61 MM
5
With ROA of 1.51%, it has a very attractive valuation with a 1.39 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -6.53%, its profits have risen by 7% ; the PEG ratio of the company is 1.6
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Home Bancshares, Inc. (Arkansas) should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Home Bancshares, Inc. (Arkansas) for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Home Bancshares, Inc. (Arkansas)
-5.39%
0.98
26.20%
S&P 500
20.78%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
13.37%
EBIT Growth (5y)
17.91%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
33.46%
Pledged Shares
0
Institutional Holding
75.14%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
1.28
EV to EBIT
9.78
EV to EBITDA
9.47
EV to Capital Employed
1.27
EV to Sales
4.32
PEG Ratio
0.64
Dividend Yield
120.03%
ROCE (Latest)
12.97%
ROE (Latest)
10.86%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend10What is working for the Company
ROCE(HY)
Highest at 2.09%
DIVIDEND PER SHARE(HY)
Highest at USD 0
GROSS NPA (%)
(Q
NII(Q)
Highest at USD 234.26 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 89.74%
NET SALES(Q)
Highest at USD 326.31 MM
-4What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 375.85 MM
ROCE(HY)
Lowest at 2.09%
Here's what is working for Home Bancshares, Inc. (Arkansas)
Non Performing Loans (%)
Lowest at 0.54%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
NII
Highest at USD 234.26 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Net Sales
Highest at USD 326.31 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Credit Deposit Ratio
Highest at 89.74%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
CASA
Highest at 16.3%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for Home Bancshares, Inc. (Arkansas)
Operating Cash Flow
Lowest at USD 375.85 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
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