Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Home Federal Bancorp, Inc. of Louisiana ?
1
High Profitability with a Net Interest Margin of 1.54%
2
With a growth in Interest of NAN%, the company declared Very Positive results in Dec 25
- NII(Q) Highest at USD 5.38 MM
- OPERATING CASH FLOW(Y) Highest at USD 9.26 MM
- ROCE(HY) Highest at 0.85%
3
With ROA of 0.59%, it has a attractive valuation with a 0.99 Price to Book Value
- Over the past year, while the stock has generated a return of 26.53%, its profits have risen by 56.2% ; the PEG ratio of the company is 0.2
4
Majority shareholders : Mutual Funds
5
Market Beating Performance
- The stock has generated a return of 26.53% in the last 1 year, much higher than market (S&P 500) returns of 14.90%
How much should you buy?
- Overall Portfolio exposure to Home Federal Bancorp, Inc. of Louisiana should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Home Federal Bancorp, Inc. of Louisiana for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Home Federal Bancorp, Inc. of Louisiana
26.53%
0.84
42.45%
S&P 500
14.9%
0.77
19.29%
Quality key factors
Factor
Value
Sales Growth (5y)
8.86%
EBIT Growth (5y)
1.30%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
41.17%
Pledged Shares
0
Institutional Holding
7.65%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
0.99
EV to EBIT
7.00
EV to EBITDA
6.08
EV to Capital Employed
0.99
EV to Sales
1.30
PEG Ratio
0.19
Dividend Yield
1.45%
ROCE (Latest)
14.07%
ROE (Latest)
9.01%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
Bullish
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Bearish
OBV
Mildly Bearish
Mildly Bullish
Technical Movement
21What is working for the Company
NII(Q)
Highest at USD 5.38 MM
OPERATING CASH FLOW(Y)
Highest at USD 9.26 MM
ROCE(HY)
Highest at 0.85%
DIVIDEND PER SHARE(HY)
Highest at USD 0
NET SALES(Q)
Highest at USD 8.06 MM
OPERATING PROFIT(Q)
Highest at USD 2.11 MM
OPERATING PROFIT MARGIN(Q)
Highest at 26.21 %
PRE-TAX PROFIT(Q)
Highest at USD 2.11 MM
NET PROFIT(Q)
Highest at USD 1.68 MM
EPS(Q)
Highest at USD 0.54
-2What is not working for the Company
ROCE(HY)
Lowest at 0.85%
Here's what is working for Home Federal Bancorp, Inc. of Louisiana
NII
Highest at USD 5.38 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Cash Flow
Highest at USD 9.26 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 8.06 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 2.11 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 26.21 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 2.11 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Pre-Tax Profit
At USD 2.11 MM has Grown at 47.4%
over average net sales of the previous four periods of USD 1.43 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 1.68 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Net Profit
At USD 1.68 MM has Grown at 47.32%
over average net sales of the previous four periods of USD 1.14 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.54
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)






