Home Federal Bancorp, Inc. of Louisiana (HFBL) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Magyar Bancorp, Inc.

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Broadway Financial Corp. (California)

Home Federal Bancorp, Inc. of Louisiana

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HMN Financial, Inc.

Cullman Bancorp, Inc.

NSTS Bancorp, Inc.

IF Bancorp, Inc.

Territorial Bancorp, Inc.

Why is Home Federal Bancorp, Inc. of Louisiana ?

High Profitability with a Net Interest Margin of 1.54%

The company has declared Positive results for the last 4 consecutive quarters

NII(Q) Highest at USD 5.41 MM
OPERATING CASH FLOW(Y) Highest at USD 6.3 MM
NET PROFIT(HY) At USD 3.15 MM has Grown at 78%

With ROA of 0.59%, it has a very attractive valuation with a 0.97 Price to Book Value

Over the past year, while the stock has generated a return of 55.56%, its profits have risen by 56.2% ; the PEG ratio of the company is 0.2

Increasing Participation by Institutional Investors

Institutional investors have increased their stake by 1.03% over the previous quarter and collectively hold 8.68% of the company
These investors have better capability and resources to analyse fundamentals of companies than most retail investors

Market Beating Performance

The stock has generated a return of 55.56% in the last 1 year, much higher than market (S&P 500) returns of 25.41%

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Home Federal Bancorp, Inc. of Louisiana should be less than 10%
Overall Portfolio exposure to Savings Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Home Federal Bancorp, Inc. of Louisiana for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

Home Federal Bancorp, Inc. of Louisiana

55.56%

1.71

44.07%

S&P 500

25.41%

1.92

13.25%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

8.86%

EBIT Growth (5y)

1.30%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

41.17%

Pledged Shares

Institutional Holding

8.68%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.97

EV to EBIT

6.84

EV to EBITDA

5.93

EV to Capital Employed

0.96

EV to Sales

1.27

PEG Ratio

0.19

Dividend Yield

1.48%

ROCE (Latest)

14.07%

ROE (Latest)

9.01%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bullish

No Trend

OBV

Mildly Bearish

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

12What is working for the Company

NII(Q)

Highest at USD 5.41 MM

OPERATING CASH FLOW(Y)

Highest at USD 6.3 MM

NET PROFIT(HY)

At USD 3.15 MM has Grown at 78%

ROCE(HY)

Highest at 0.94%

-6What is not working for the Company

ROCE(HY)

Lowest at 0.94%

GROSS NPA (%)

DIVIDEND PAYOUT RATIO(Y)

Lowest at 0%

DIVIDEND PER SHARE(HY)

Lowest at USD 0

Here's what is working for Home Federal Bancorp, Inc. of Louisiana

NII

Highest at USD 5.41 MM and Grown

In each period in the last five periods

MOJO Watch

The bank's income from core business is increasing

Net NPA

Net Profit

At USD 3.15 MM has Grown at 78%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

Operating Cash Flow

Highest at USD 6.3 MM

in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Here's what is not working for Home Federal Bancorp, Inc. of Louisiana

Non Performing Loans (%)

Highest at 0.7%

in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are increasing

Non Performing Loans (%)

Dividend per share

Lowest at USD 0

in the last five years

MOJO Watch

Company is distributing lower dividend than previous years

DPS (USD)

Dividend Payout Ratio

Lowest at 0%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)