Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Home Federal Bancorp, Inc. of Louisiana ?
1
High Profitability with a Net Interest Margin of 1.49%
2
Positive results in Jun 25
- NII(Q) Highest at USD 4.97 MM
- DIVIDEND PER SHARE(HY) Highest at USD 0
- OPERATING PROFIT(Q) Highest at USD 1.55 MM
3
With ROA of 0.37%, it has a expensive valuation with a 0.80 Price to Book Value
- Over the past year, while the stock has generated a return of 26.46%, its profits have fallen by -20.4%
4
Market Beating Performance
- The stock has generated a return of 26.46% in the last 1 year, much higher than market (S&P 500) returns of 12.33%
How much should you buy?
- Overall Portfolio exposure to Home Federal Bancorp, Inc. of Louisiana should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Home Federal Bancorp, Inc. of Louisiana for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Home Federal Bancorp, Inc. of Louisiana
30.0%
1.10
31.61%
S&P 500
13.22%
0.61
20.17%
Quality key factors
Factor
Value
Sales Growth (5y)
8.41%
EBIT Growth (5y)
-1.92%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
41.27%
Pledged Shares
0
Institutional Holding
9.13%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
13
Industry P/E
Price to Book Value
0.80
EV to EBIT
5.38
EV to EBITDA
4.05
EV to Capital Employed
0.60
EV to Sales
0.52
PEG Ratio
NA
Dividend Yield
3.70%
ROCE (Latest)
11.08%
ROE (Latest)
6.12%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
No Trend
OBV
Mildly Bearish
No Trend
Technical Movement
11What is working for the Company
NII(Q)
Highest at USD 4.97 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
OPERATING PROFIT(Q)
Highest at USD 1.55 MM
OPERATING PROFIT MARGIN(Q)
Highest at 20.36 %
PRE-TAX PROFIT(Q)
Highest at USD 1.55 MM
NET PROFIT(Q)
Highest at USD 1.18 MM
EPS(Q)
Highest at USD 0.38
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Home Federal Bancorp, Inc. of Louisiana
NII
Highest at USD 4.97 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Profit
Highest at USD 1.55 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 20.36 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 1.55 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Pre-Tax Profit
At USD 1.55 MM has Grown at 58.47%
over average net sales of the previous four periods of USD 0.98 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 1.18 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Net Profit
At USD 1.18 MM has Grown at 41.14%
over average net sales of the previous four periods of USD 0.84 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.38
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)






