Home Federal Bancorp, Inc. of Louisiana

  • Market Cap: Micro Cap
  • Industry: Savings Banks
  • ISIN: US43708L1089
USD
15.74
-1.82 (-10.36%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Magyar Bancorp, Inc.
Home Federal Bancorp, Inc. of Louisiana
Lake Shore Bancorp, Inc.
Cullman Bancorp, Inc.
Broadway Financial Corp. (California)
TC Bancshares, Inc.
HMN Financial, Inc.
NSTS Bancorp, Inc.
Catalyst Bancorp, Inc.
IF Bancorp, Inc.
Territorial Bancorp, Inc.

Why is Home Federal Bancorp, Inc. of Louisiana ?

1
High Profitability with a Net Interest Margin of 1.54%
2
With a growth in Interest of NAN%, the company declared Very Positive results in Dec 25
  • NII(Q) Highest at USD 5.38 MM
  • OPERATING CASH FLOW(Y) Highest at USD 9.26 MM
  • ROCE(HY) Highest at 0.85%
3
With ROA of 0.59%, it has a attractive valuation with a 0.99 Price to Book Value
  • Over the past year, while the stock has generated a return of 26.53%, its profits have risen by 56.2% ; the PEG ratio of the company is 0.2
4
Majority shareholders : Mutual Funds
5
Market Beating Performance
  • The stock has generated a return of 26.53% in the last 1 year, much higher than market (S&P 500) returns of 14.90%
stock-recommendationReal-Time Research Report

Verdict Report

How much should you buy?

  1. Overall Portfolio exposure to Home Federal Bancorp, Inc. of Louisiana should be less than 10%
  2. Overall Portfolio exposure to Savings Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Home Federal Bancorp, Inc. of Louisiana for you?

High Risk, High Return

Absolute
Risk Adjusted
Volatility
Home Federal Bancorp, Inc. of Louisiana
26.53%
0.84
42.45%
S&P 500
14.9%
0.77
19.29%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
8.86%
EBIT Growth (5y)
1.30%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
41.17%
Pledged Shares
0
Institutional Holding
7.65%
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
0.99
EV to EBIT
7.00
EV to EBITDA
6.08
EV to Capital Employed
0.99
EV to Sales
1.30
PEG Ratio
0.19
Dividend Yield
1.45%
ROCE (Latest)
14.07%
ROE (Latest)
9.01%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
Bullish
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Bearish
OBV
Mildly Bearish
Mildly Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

21What is working for the Company
NII(Q)

Highest at USD 5.38 MM

OPERATING CASH FLOW(Y)

Highest at USD 9.26 MM

ROCE(HY)

Highest at 0.85%

DIVIDEND PER SHARE(HY)

Highest at USD 0

NET SALES(Q)

Highest at USD 8.06 MM

OPERATING PROFIT(Q)

Highest at USD 2.11 MM

OPERATING PROFIT MARGIN(Q)

Highest at 26.21 %

PRE-TAX PROFIT(Q)

Highest at USD 2.11 MM

NET PROFIT(Q)

Highest at USD 1.68 MM

EPS(Q)

Highest at USD 0.54

-2What is not working for the Company
ROCE(HY)

Lowest at 0.85%

Here's what is working for Home Federal Bancorp, Inc. of Louisiana

NII
Highest at USD 5.38 MM and Grown
In each period in the last five periods
MOJO Watch
The bank's income from core business is increasing

Net NPA

Operating Cash Flow
Highest at USD 9.26 MM
in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Net Sales
Highest at USD 8.06 MM
in the last five periods
MOJO Watch
Near term sales trend is positive

Net Sales (USD MM)

Operating Profit
Highest at USD 2.11 MM
in the last five periods
MOJO Watch
Near term Operating Profit trend is positive

Operating Profit (USD MM)

Operating Profit Margin
Highest at 26.21 %
in the last five periods
MOJO Watch
Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit
Highest at USD 2.11 MM
in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Pre-Tax Profit
At USD 2.11 MM has Grown at 47.4%
over average net sales of the previous four periods of USD 1.43 MM
MOJO Watch
Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit
Highest at USD 1.68 MM
in the last five periods
MOJO Watch
Near term Net Profit trend is positive

Net Profit (USD MM)

Net Profit
At USD 1.68 MM has Grown at 47.32%
over average net sales of the previous four periods of USD 1.14 MM
MOJO Watch
Near term Net Profit trend is positive

Net Profit (USD MM)

EPS
Highest at USD 0.54
in the last five periods
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Dividend per share
Highest at USD 0
in the last five years
MOJO Watch
Company is distributing higher dividend from profits generated

DPS (USD)