ScoreWhy is Hope Bancorp, Inc. ?
1
High Profitability with a Net Interest Margin of -1.11%
2
The company has declared Negative results for the last 5 consecutive quarters
- OPERATING CASH FLOW(Y) Lowest at USD 148.73 MM
- PRE-TAX PROFIT(Q) Lowest at USD -12.62 MM
- NET PROFIT(Q) Lowest at USD -10.6 MM
3
With ROA of 0.32%, it has a very attractive valuation with a 0.68 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -23.82%, its profits have fallen by -23.4%
4
High Institutional Holdings at 96.37%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
5
Below par performance in long term as well as near term
- Along with generating -23.82% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Hope Bancorp, Inc. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Hope Bancorp, Inc. for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Hope Bancorp, Inc.
-18.98%
0.24
30.27%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
7.15%
EBIT Growth (5y)
-13.26%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
68.08%
Pledged Shares
0
Institutional Holding
96.37%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
0.68
EV to EBIT
6.65
EV to EBITDA
6.57
EV to Capital Employed
0.57
EV to Sales
0.99
PEG Ratio
NA
Dividend Yield
4.56%
ROCE (Latest)
8.54%
ROE (Latest)
4.62%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Bullish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend3What is working for the Company
NII(Q)
Highest at USD 117.53 MM
NET SALES(Q)
Highest at USD 239.17 MM
-28What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 148.73 MM
PRE-TAX PROFIT(Q)
Lowest at USD -12.62 MM
NET PROFIT(Q)
Lowest at USD -10.6 MM
GROSS NPA (%)
(Q
DIVIDEND PAYOUT RATIO(Y)
Lowest at 0%
CREDIT DEPOSIT RATIO(HY)
Lowest at 90.54%
OPERATING PROFIT(Q)
Lowest at USD 28.67 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 11.99 %
EPS(Q)
Lowest at USD -0.22
Here's what is working for Hope Bancorp, Inc.
NII
Highest at USD 117.53 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Net Sales
Highest at USD 239.17 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Here's what is not working for Hope Bancorp, Inc.
Pre-Tax Profit
At USD -12.62 MM has Fallen at -138.34%
over average net sales of the previous four periods of USD 32.9 MMMOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (USD MM)
Net Profit
At USD -10.6 MM has Fallen at -142.44%
over average net sales of the previous four periods of USD 24.97 MMMOJO Watch
Near term Net Profit trend is very negative
Net Profit (USD MM)
Operating Cash Flow
Lowest at USD 148.73 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Pre-Tax Profit
Lowest at USD -12.62 MM and Fallen
In each period in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (USD MM)
Net Profit
Lowest at USD -10.6 MM and Fallen
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very negative
Net Profit (USD MM)
Non Performing Loans (%)
Highest at 0.78%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
Operating Profit
Lowest at USD 28.67 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (USD MM)
Operating Profit Margin
Lowest at 11.99 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
EPS
Lowest at USD -0.22
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (USD)
Credit Deposit Ratio
Lowest at 90.54%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
Dividend Payout Ratio
Lowest at 0%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
Non Operating Income
Highest at USD 0.08 MM
in the last five periodsMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating income
Capital Adequacy Ratio
Lowest at 12.76%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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