HUDCO

INR
232.30
4.6 (2.02%)
BSENSE

May 08

BSE+NSE Vol: 89.13 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Power Fin.Corpn.
CreditAcc. Gram.
Muthoot Microfin
Satin Creditcare
HUDCO
Tour. Fin. Corp.
Indian Renewable
REC Ltd
I R F C
IFCI
Fusion Finance

Why is Housing & Urban Development Corporation Ltd. ?

1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 13.11%
2
Flat results in Dec 25
  • DEBT-EQUITY RATIO(HY) Highest at 7.03 times
  • PBT LESS OI(Q) Lowest at Rs 714.12 cr.
3
With ROE of 15.5, it has a Very Expensive valuation with a 2.6 Price to Book Value
  • The stock is trading at a premium compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of 9.86%, its profits have risen by 3.7% ; the PEG ratio of the company is 4.5
4
Majority shareholders : Promoters
5
Market Beating performance in long term as well as near term
  • Along with generating 9.86% returns in the last 1 year, the stock has outperformed BSE500 in the last 3 years, 1 year and 3 months
6
With its market cap of Rs 45,563 cr, it is the biggest company in the sector and constitutes 19.85% of the entire sector
  • Its annual Sales of Rs 12,432.53 are 14.45% of the industry
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to HUDCO should be less than 10%
  2. Overall Portfolio exposure to Finance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is HUDCO for you?

Medium Risk, High Return

Absolute
Risk Adjusted
Volatility
HUDCO
9.86%
0.30
33.37%
Sensex
-3.74%
-0.28
13.48%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
11.04%
EBIT Growth (5y)
12.01%
Net Debt to Equity (avg)
7.03
Institutional Holding
13.26%
ROE (avg)
13.11%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
17
Industry P/E
14
Price to Book Value
2.58
EV to EBIT
14.58
EV to EBITDA
14.57
EV to Capital Employed
1.20
EV to Sales
13.93
PEG Ratio
4.51
Dividend Yield
2.33%
ROCE (Latest)
7.91%
ROE (Latest)
15.54%
Loading Valuation Snapshot...
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
Bearish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Bullish
Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

8What is working for the Company
NET SALES(Latest six months)

At Rs 6,650.23 cr has Grown at 26.00%

PBDIT(Q)

Highest at Rs 3,111.27 cr.

-6What is not working for the Company
DEBT-EQUITY RATIO(HY)

Highest at 7.03 times

PBT LESS OI(Q)

Lowest at Rs 714.12 cr.

Loading Valuation Snapshot...

Here's what is working for HUDCO

Net Sales - Quarterly
Highest at Rs 3,431.20 cr and Grown
each quarter in the last five quarters
MOJO Watch
Near term sales trend is very positive

Net Sales (Rs Cr)

Net Sales - Quarterly
At Rs 3,431.20 cr has Grown at 24.31%
Year on Year (YoY)
MOJO Watch
Near term sales trend is positive

Net Sales (Rs Cr)

Operating Profit (PBDIT) - Quarterly
Highest at Rs 3,111.27 cr.
in the last five quarters
MOJO Watch
Near term Operating Profit trend is positive

Operating Profit (Rs Cr)

Here's what is not working for HUDCO

Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 714.12 cr has Fallen at -22.53%
Year on Year (YoY)
MOJO Watch
Near term PBT trend is very negative

PBT less Other Income (Rs Cr)

Debt-Equity Ratio - Half Yearly
Highest at 7.03 times and Grown
each half year in the last five half yearly periods
MOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs 714.12 cr.
in the last five quarters
MOJO Watch
Near term PBT trend is negative

PBT less Other Income (Rs Cr)

Non Operating Income - Quarterly
Highest at Rs 74.37 cr
in the last five quarters
MOJO Watch
Increased income from non business activities may not be sustainable

Non Operating Income