ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Huishang Bank Corp. Ltd. ?
1
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 7.20%
2
With ROA of 0.40%, it has a Very Attractive valuation with a 0.37 Price to Book Value
- Over the past year, while the stock has generated a return of 59.37%, its profits have risen by 2% ; the PEG ratio of the company is 1.6
3
Market Beating performance in long term as well as near term
- Along with generating 59.37% returns in the last 1 year, the stock has outperformed Hang Seng Hong Kong in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Huishang Bank Corp. Ltd. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
5.50%
EBIT Growth (5y)
2.42%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
23.23%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
4
Industry P/E
Price to Book Value
0.37
EV to EBIT
27.42
EV to EBITDA
26.00
EV to Capital Employed
0.86
EV to Sales
8.20
PEG Ratio
1.57
Dividend Yield
5.17%
ROCE (Latest)
3.13%
ROE (Latest)
10.13%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend7What is working for the Company
OPERATING CASH FLOW(Y)
Highest at HKD 61,465.11 MM
DIVIDEND PAYOUT RATIO(Y)
Highest at 53.93%
DIVIDEND PER SHARE(HY)
Highest at HKD 0
-6What is not working for the Company
CASH AND EQV(HY)
Lowest at HKD 92,829.58 MM
CREDIT DEPOSIT RATIO(HY)
Lowest at 82.66%
OPERATING PROFIT(Q)
Lowest at HKD 6,323.9 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 17.79 %
PRE-TAX PROFIT(Q)
Lowest at HKD 6,764.73 MM
NET PROFIT(Q)
Lowest at HKD 5,390.06 MM
Here's what is working for Huishang Bank Corp. Ltd.
Operating Cash Flow
Highest at HKD 61,465.11 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (HKD MM)
Dividend per share
Highest at HKD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (HKD)
Dividend Payout Ratio
Highest at 53.93% and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Depreciation
Highest at HKD 641.74 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (HKD MM)
Depreciation
At HKD 641.74 MM has Grown at 7.65%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (HKD MM)
Here's what is not working for Huishang Bank Corp. Ltd.
Operating Profit
Lowest at HKD 6,323.9 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (HKD MM)
Operating Profit Margin
Lowest at 17.79 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at HKD 6,764.73 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (HKD MM)
Net Profit
Lowest at HKD 5,390.06 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (HKD MM)
Cash and Eqv
Lowest at HKD 92,829.58 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Credit Deposit Ratio
Lowest at 82.66%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
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