ScoreWhy is Humana, Inc. ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 17.30%
2
The company declared positive results in Mar'25 after very negative results in Dec'24
- NET PROFIT(HY) Higher at USD 1,789 MM
- DIVIDEND PAYOUT RATIO(Y) Highest at 19.61%
- RAW MATERIAL COST(Y) Fallen by 0% (YoY)
3
With ROE of 9.67%, it has a very expensive valuation with a 2.48 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -11.75%, its profits have fallen by -15.3%
4
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -11.75% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Humana, Inc. should be less than 10%
- Overall Portfolio exposure to Healthcare Services should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Healthcare Services)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Humana, Inc. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Humana, Inc.
-12.17%
-0.58
45.64%
S&P 500
13.22%
0.64
20.20%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
11.77%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0.11
Debt to EBITDA (avg)
14.09
Net Debt to Equity (avg)
0.75
Sales to Capital Employed (avg)
3.75
Tax Ratio
23.69%
Dividend Payout Ratio
35.45%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
17.30%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
26
Industry P/E
Price to Book Value
2.48
EV to EBIT
NA
EV to EBITDA
37.39
EV to Capital Employed
3.95
EV to Sales
0.29
PEG Ratio
NA
Dividend Yield
3.95%
ROCE (Latest)
ROE (Latest)
9.67%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend5What is working for the Company
NET PROFIT(HY)
Higher at USD 1,789 MM
DIVIDEND PAYOUT RATIO(Y)
Highest at 19.61%
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET SALES(Q)
Highest at USD 32,388 MM
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Humana, Inc.
Net Profit
Higher at USD 1,789 MM
than preceding 12 month period ended Jun 2025MOJO Watch
In the half year the company has already crossed Net Profit of the previous twelve months
Net Profit (USD MM)
Net Sales
Highest at USD 32,388 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Dividend Payout Ratio
Highest at 19.61%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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