iA Financial Corp., Inc. (IAG) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Sprott, Inc.

AGF Management Ltd.

Alaris Equity Partners Income Trust

IGM Financial, Inc.

Brookfield Corp.

ONEX Corp.

Brookfield Asset Management Ltd.

iA Financial Corp., Inc.

CI Financial Corp.

Clairvest Group, Inc.

Fairfax India Holdings Corp.

Why is iA Financial Corp., Inc. ?

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 11.42%

Poor long term growth as Operating profit has grown by an annual rate of 0%

Positive results in Jun 26

DIVIDEND PER SHARE(HY) Highest at CAD 0
RAW MATERIAL COST(Y) Fallen by 0% (YoY)
NET SALES(Q) Highest at CAD 4,656 MM

With ROE of 13.46%, it has a fair valuation with a 2.20 Price to Book Value

The stock is trading at a fair value compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 49.38%, its profits have risen by 14.2% ; the PEG ratio of the company is 1.2

Market Beating performance in long term as well as near term

Along with generating 49.38% returns in the last 1 year, the stock has outperformed S&P/TSX 60 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to iA Financial Corp., Inc. should be less than 10%
Overall Portfolio exposure to Capital Markets should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Capital Markets)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is iA Financial Corp., Inc. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

iA Financial Corp., Inc.

-100.0%

5.91

23.99%

S&P/TSX 60

29.63%

2.46

12.04%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-5.49%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

21.51%

Dividend Payout Ratio

33.38%

Pledged Shares

Institutional Holding

0.12%

ROCE (avg)

ROE (avg)

11.42%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

2.20

EV to EBIT

EV to EBITDA

23.05

EV to Capital Employed

2.32

EV to Sales

1.45

PEG Ratio

1.16

Dividend Yield

ROCE (Latest)

ROE (Latest)

13.46%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Bullish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

No Trend

Mildly Bearish

OBV

Mildly Bullish

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

10What is working for the Company

DIVIDEND PER SHARE(HY)

Highest at CAD 0

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

NET SALES(Q)

Highest at CAD 4,656 MM

OPERATING PROFIT(Q)

Highest at CAD 546 MM

PRE-TAX PROFIT(Q)

Highest at CAD 526 MM

NET PROFIT(Q)

Highest at CAD 410.81 MM

EPS(Q)

Highest at CAD 4.27

-4What is not working for the Company

DIVIDEND PAYOUT RATIO(Y)

Lowest at 25.49%

INTEREST(Q)

Highest at CAD 20 MM

Here's what is working for iA Financial Corp., Inc.

Net Sales

At CAD 4,656 MM has Grown at 78.73%

Year on Year (YoY)

MOJO Watch

Near term sales trend is very positive

Net Sales (CAD MM)

Dividend per share

Highest at CAD 0 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (CAD)

Net Sales

Highest at CAD 4,656 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (CAD MM)

Operating Profit

Highest at CAD 546 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (CAD MM)

Pre-Tax Profit

Highest at CAD 526 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (CAD MM)

Net Profit

Highest at CAD 410.81 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (CAD MM)

EPS

Highest at CAD 4.27

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (CAD)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for iA Financial Corp., Inc.

Interest

At CAD 20 MM has Grown at 17.65%

period on period (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (CAD MM)

Interest

Highest at CAD 20 MM

in the last five periods and Increased by 17.65% (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (CAD MM)

Dividend Payout Ratio

Lowest at 25.49%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)