ScoreWhy is ICICI Lombard General Insurance Company Ltd ?
1
Negative results in Jun 26
- PAT(Q) At Rs 403.17 cr has Fallen at -46.0%
- DPR(Y) Lowest at 24.28%
- OPERATING PROFIT TO NET SALES(Q) Lowest at 7.37%
2
With ROE of 14.3, it has a Very Expensive valuation with a 4.8 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -13.92%, its profits have fallen by -9.2%
3
Below par performance in long term as well as near term
- Along with generating -13.92% returns in the last 1 year, the stock has also underperformed BSE500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is ICICI Lombard for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
ICICI Lombard
-13.92%
-0.58
24.11%
Sensex
-2.63%
-0.19
13.57%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
34
Industry P/E
21
Price to Book Value
4.82
EV to EBIT
26.12
EV to EBITDA
26.12
EV to Capital Employed
5.00
EV to Sales
2.93
PEG Ratio
NA
Dividend Yield
0.82%
ROCE (Latest)
19.14%
ROE (Latest)
14.28%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
Bullish
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
OPERATING CF(Y)
Highest at Rs 2,621.97 Cr
DPS(Y)
Highest at Rs 13.50
NET SALES(Q)
Highest at Rs 7,088.22 cr
-15What is not working for the Company
PAT(Q)
At Rs 403.17 cr has Fallen at -46.0%
DPR(Y)
Lowest at 24.28%
OPERATING PROFIT TO NET SALES(Q)
Lowest at 7.37%
PBDIT(Q)
Lowest at Rs 522.10 cr.
PBT LESS OI(Q)
Lowest at Rs 522.10 cr.
EPS(Q)
Lowest at Rs 8.08
Loading Valuation Snapshot...
Here's what is working for ICICI Lombard
Operating Cash Flow - Annually
Highest at Rs 2,621.97 Cr
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (Rs Cr)
Net Sales - Quarterly
Highest at Rs 7,088.22 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Dividend per Share (DPS) - Annually
Highest at Rs 13.50
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (Rs)
Here's what is not working for ICICI Lombard
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 522.10 cr has Fallen at -46.76%
Year on Year (YoY)MOJO Watch
Near term PBT trend is very negative
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 403.17 cr has Fallen at -46.0%
Year on Year (YoY)MOJO Watch
Near term PAT trend is very negative
PAT (Rs Cr)
Operating Profit Margin - Quarterly
Lowest at 7.37% and Fallen
each quarter in the last five quartersMOJO Watch
Company's efficiency has deteriorated
Operating Profit to Sales
Dividend Payout Ratio (DPR) - Annually
Lowest at 24.28% and Fallen
each year in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
Operating Profit (PBDIT) - Quarterly
Lowest at Rs 522.10 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs 522.10 cr.
in the last five quartersMOJO Watch
Near term PBT trend is negative
PBT less Other Income (Rs Cr)
Earnings per Share (EPS) - Quarterly
Lowest at Rs 8.08
in the last five quartersMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (Rs)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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