ScoreWhy is ICICI Prudential Life Insurance Company Ltd ?
1
Poor long term growth as Net Sales has grown by an annual rate of -5.30%
2
Flat results in Mar 26
- NET SALES(Q) Lowest at Rs 3,185.46 cr
- PBDIT(Q) Lowest at Rs -754.22 cr.
- OPERATING PROFIT TO NET SALES (Q) Lowest at -23.68%
3
With ROE of 11.8, it has a Very Expensive valuation with a 6 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -2.06%, its profits have risen by 35.6% ; the PEG ratio of the company is 1.5
4
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -2.06% returns in the last 1 year, the stock has also underperformed BSE500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is ICICI Pru Life for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
ICICI Pru Life
-2.06%
-0.09
22.82%
Sensex
-3.74%
-0.28
13.48%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
51
Industry P/E
22
Price to Book Value
6.02
EV to EBIT
462.39
EV to EBITDA
462.39
EV to Capital Employed
5.53
EV to Sales
1.32
PEG Ratio
1.45
Dividend Yield
NA
ROCE (Latest)
1.20%
ROE (Latest)
11.80%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend12What is working for the Company
NET SALES(Latest six months)
At Rs 26,019.53 cr has Grown at 28.66%
PAT(Q)
Highest at Rs 623.91 cr.
EPS(Q)
Highest at Rs 4.30
-11What is not working for the Company
NET SALES(Q)
Lowest at Rs 3,185.46 cr
PBDIT(Q)
Lowest at Rs -754.22 cr.
OPERATING PROFIT TO NET SALES (Q)
Lowest at -23.68%
PBT LESS OI(Q)
Lowest at Rs -754.22 cr.
NON-OPERATING INCOME(Q)
is 368.08 % of Profit Before Tax (PBT
Loading Valuation Snapshot...
Here's what is working for ICICI Pru Life
Profit After Tax (PAT) - Quarterly
At Rs 623.91 cr has Grown at 61.9%
Year on Year (YoY)MOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 623.91 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 4.30
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for ICICI Pru Life
Net Sales - Quarterly
At Rs 3,185.46 cr has Fallen at -79.69%
Year on Year (YoY)MOJO Watch
Near term sales trend is very negative
Net Sales (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs -754.22 cr has Fallen at -281.71%
Year on Year (YoY)MOJO Watch
Near term PBT trend is very negative
PBT less Other Income (Rs Cr)
Net Sales - Quarterly
Lowest at Rs 3,185.46 cr
in the last five quartersMOJO Watch
Near term sales trend is negative
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Lowest at Rs -754.22 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Lowest at -23.68%
in the last five quartersMOJO Watch
Company's efficiency has deteriorated
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs -754.22 cr.
in the last five quartersMOJO Watch
Near term PBT trend is negative
PBT less Other Income (Rs Cr)
Non Operating Income - Quarterly
is 368.08 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model
Non Operating Income to PBT
Non Operating Income - Quarterly
Highest at Rs 1,035.56 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income
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