ICICI Pru Life

  • Market Cap: Mid Cap
  • Industry: Insurance
  • ISIN: INE726G01019
  • NSEID: ICICIPRULI
  • BSEID: 540133
INR
509.40
-4.6 (-0.89%)
BSENSE

Aug 06, 03:30 PM

BSE+NSE Vol: 31.32 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Niva Bupa Health
Star Health Insu
SBI Life Insuran
New India Assura
ICICI Pru Life
General Insuranc
HDFC Life Insur.
Life Insurance
ICICI Lombard
Go Digit General
Max Financial

Why is ICICI Prudential Life Insurance Company Ltd ?

1
Poor long term growth as Net Sales has grown by an annual rate of -3.76%
2
With ROE of 11.8, it has a Very Expensive valuation with a 5.4 Price to Book Value
  • The stock is trading at a premium compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of -17.73%, its profits have risen by 33.1% ; the PEG ratio of the company is 1.4
3
Consistent Underperformance against the benchmark over the last 3 years
  • Along with generating -17.73% returns in the last 1 year, the stock has also underperformed BSE500 in each of the last 3 annual periods
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is ICICI Pru Life for you?

Medium Risk, Low Return

Absolute
Risk Adjusted
Volatility
ICICI Pru Life
-17.73%
-0.72
24.50%
Sensex
-1.97%
-0.15
13.56%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
-3.76%
EBIT Growth (5y)
19.36%
Net Debt to Equity (avg)
0.19
Institutional Holding
22.04%
ROE (avg)
8.96%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
46
Industry P/E
21
Price to Book Value
5.42
EV to EBIT
417.28
EV to EBITDA
417.28
EV to Capital Employed
4.99
EV to Sales
1.19
PEG Ratio
1.41
Dividend Yield
0.31%
ROCE (Latest)
1.20%
ROE (Latest)
11.80%
Loading Valuation Snapshot...
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bearish
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

9What is working for the Company
NET SALES(Q)

Highest at Rs 28,512.71 cr

PBT LESS OI(Q)

At Rs 293.28 cr has Grown at 31.50%

PAT(Q)

At Rs 386.18 cr has Grown at 27.8%

-3What is not working for the Company
NET SALES(Latest six months)

At Rs 31,811.55 cr has Grown at -22.57%

NON-OPERATING INCOME(Q)

is 37.56 % of Profit Before Tax (PBT

Loading Valuation Snapshot...

Here's what is working for ICICI Pru Life

Net Sales - Quarterly
Highest at Rs 28,512.71 cr
in the last five quarters
MOJO Watch
Near term sales trend is positive

Net Sales (Rs Cr)

Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 293.28 cr has Grown at 31.50%
Year on Year (YoY)
MOJO Watch
Near term PBT trend is positive

PBT less Other Income (Rs Cr)

Profit After Tax (PAT) - Quarterly
At Rs 386.18 cr has Grown at 27.8%
Year on Year (YoY)
MOJO Watch
Near term PAT trend is positive

PAT (Rs Cr)

Here's what is not working for ICICI Pru Life

Non Operating Income - Quarterly
is 37.56 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model

Non Operating Income to PBT