IFIRMA SA (IFI) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Comperia.pl SA

IFIRMA SA

Moliera2 SA

Wirtualna Polska Holding SA

hiPower Energy SA

Why is IFIRMA SA ?

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 49.95%

Healthy long term growth as Net Sales has grown by an annual rate of 20.14%
The company is Net-Debt Free

Flat results in Mar 26

DIVIDEND PAYOUT RATIO(Y) Lowest at 0%
CASH AND EQV(HY) Lowest at PLN 12.63 MM
DIVIDEND PER SHARE(HY) Lowest at PLN 11.43

With ROE of 70.18%, it has a fair valuation with a 9.66 Price to Book Value

Over the past year, while the stock has generated a return of -3.24%, its profits have risen by 11.5% ; the PEG ratio of the company is 1.2

Consistent Underperformance against the benchmark over the last 3 years

Along with generating -3.24% returns in the last 1 year, the stock has also underperformed Poland WIG in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to IFIRMA SA should be less than 10%
Overall Portfolio exposure to Computers - Software & Consulting should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Computers - Software & Consulting)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is IFIRMA SA for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

IFIRMA SA

-9.06%

0.23

31.17%

Poland WIG

29.57%

1.74

17.24%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

20.14%

EBIT Growth (5y)

39.75%

EBIT to Interest (avg)

8.09

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

-0.47

Sales to Capital Employed (avg)

3.93

Tax Ratio

13.87%

Dividend Payout Ratio

87.02%

Pledged Shares

Institutional Holding

ROCE (avg)

141.64%

ROE (avg)

49.95%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

9.66

EV to EBIT

11.17

EV to EBITDA

10.77

EV to Capital Employed

14.42

EV to Sales

2.48

PEG Ratio

1.19

Dividend Yield

3.04%

ROCE (Latest)

129.13%

ROE (Latest)

70.18%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Bullish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

No Trend

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

5What is working for the Company

OPERATING CASH FLOW(Y)

Highest at PLN 13.22 MM

DIVIDEND PAYOUT RATIO(Y)

Highest at 99.95%

RAW MATERIAL COST(Y)

Fallen by -2.53% (YoY

-8What is not working for the Company

DIVIDEND PAYOUT RATIO(Y)

Lowest at 0%

CASH AND EQV(HY)

Lowest at PLN 12.63 MM

DIVIDEND PER SHARE(HY)

Lowest at PLN 11.43

OPERATING PROFIT(Q)

Lowest at PLN 2.92 MM

OPERATING PROFIT MARGIN(Q)

Lowest at 18.61 %

PRE-TAX PROFIT(Q)

Lowest at PLN 2.95 MM

NET PROFIT(Q)

Lowest at PLN 2.37 MM

EPS(Q)

Lowest at PLN 0.37

Here's what is working for IFIRMA SA

Operating Cash Flow

Highest at PLN 13.22 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (PLN MM)

Dividend Payout Ratio

Highest at 99.95%

in the last five years

MOJO Watch

Company is distributing higher proportion of profits generated as dividend

DPR (%)

Raw Material Cost

Fallen by -2.53% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for IFIRMA SA

Operating Profit

Lowest at PLN 2.92 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (PLN MM)

Operating Profit Margin

Lowest at 18.61 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Pre-Tax Profit

Lowest at PLN 2.95 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (PLN MM)

Net Profit

Lowest at PLN 2.37 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is negative

Net Profit (PLN MM)

EPS

Lowest at PLN 0.37

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (PLN)

Cash and Eqv

Lowest at PLN 12.63 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents

Dividend per share

Lowest at PLN 11.43

in the last five years

MOJO Watch

Company is distributing lower dividend than previous years

DPS (PLN)

Dividend Payout Ratio

Lowest at 0%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)