Quality key factors
Factor
Value
Sales Growth (5y)
28.11%
EBIT Growth (5y)
56.23%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0.46%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
0.98
EV to EBIT
9.90
EV to EBITDA
8.93
EV to Capital Employed
0.98
EV to Sales
1.75
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
9.85%
ROE (Latest)
8.00%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Dow Theory
No Trend
Bullish
OBV
Bearish
Bearish
Technical Movement
10What is working for the Company
GROSS NPA (%)
(Q
NII(Q)
Highest at USD 13.17 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 85.72%
NET SALES(Q)
Highest at USD 19.87 MM
-18What is not working for the Company
OPERATING PROFIT(Q)
Lowest at USD -1.28 MM
OPERATING PROFIT MARGIN(Q)
Lowest at -6.45 %
PRE-TAX PROFIT(Q)
Lowest at USD -1.2 MM
NET PROFIT(Q)
Lowest at USD -0.7 MM
Here's what is working for Inbankshares Corp.
Non Performing Loans (%)
Lowest at 0.47% and Fallen
In each half year in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
NII
Highest at USD 13.17 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Net Sales
Highest at USD 19.87 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Credit Deposit Ratio
Highest at 85.72%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for Inbankshares Corp.
Pre-Tax Profit
At USD -1.2 MM has Fallen at -135.46%
over average net sales of the previous four periods of USD 3.39 MMMOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (USD MM)
Net Profit
At USD -0.7 MM has Fallen at -126.46%
over average net sales of the previous four periods of USD 2.66 MMMOJO Watch
Near term Net Profit trend is very negative
Net Profit (USD MM)
Operating Profit
Lowest at USD -1.28 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (USD MM)
Operating Profit Margin
Lowest at -6.45 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at USD -1.2 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (USD MM)
Net Profit
Lowest at USD -0.7 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (USD MM)






