IndusInd Bank

  • Market Cap: Mid Cap
  • Industry: Private Sector Bank
  • ISIN: INE095A01012
  • NSEID: INDUSINDBK
  • BSEID: 532187
INR
762.00
-23.65 (-3.01%)
BSENSE

Apr 02

BSE+NSE Vol: 14.81 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Karur Vysya Bank
Axis Bank
Federal Bank
RBL Bank
ICICI Bank
Kotak Mah. Bank
IDFC First Bank
IDBI Bank
Yes Bank
IndusInd Bank
Bandhan Bank

Why is IndusInd Bank Ltd. ?

1
Poor long term growth as Net profit has grown by an annual rate of -195.90%
2
The company has declared Negative results for the last 6 consecutive quarters
  • PBT LESS OI(Q) At Rs -1,488.35 cr has Fallen at -200.70%
  • PAT(Q) At Rs 161.16 cr has Fallen at -88.5%
  • INTEREST EARNED(Q) At Rs 11,372.88 cr has Fallen at -11.15%
3
With ROA of -0.3, it has a Expensive valuation with a 0.9 Price to Book Value
  • The stock is trading at a premium compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of 8.63%, its profits have fallen by -125.4%
4
50.86% of Promoter Shares are Pledged
  • In falling markets, high promoter pledged shares puts additional downward pressure on the stock prices
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Private Sector Bank)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is IndusInd Bank for you?

Medium Risk, High Return

Absolute
Risk Adjusted
Volatility
IndusInd Bank
8.48%
0.29
28.93%
Sensex
-5.54%
-0.44
13.38%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Net Interest Income Growth (5y)
2.96%
Net Profit Growth (5y)
-195.90%
Advance to Deposit
84.98%
Capital Adequacy Ratio (Tier 1)
16.05%
Gross NPA (latest)
3.56%
Gross NPA (avg)
2.45%
Coverage Ratio (avg)
70.92%
Cost to Income (avg)
51.08%
Net Interest Margin (avg)
4.20%
Operating Profit to Assets (avg)
5.72%
ROA (avg)
1.45%
Net Debt to Equity (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
NA (Loss Making)
Price to Book Value
0.91
PEG Ratio
NA
Dividend Yield
NA
ROE (Latest)
-2.84%
ROA (Latest)
-0.35%
Net NPA to Book Value
5.11
Loading Valuation Snapshot...
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

0What is working for the Company
Icon
NO KEY POSITIVE TRIGGERS
-15What is not working for the Company
PBT LESS OI(Q)

At Rs -1,488.35 cr has Fallen at -200.70%

PAT(Q)

At Rs 161.16 cr has Fallen at -88.5%

INTEREST EARNED(Q)

At Rs 11,372.88 cr has Fallen at -11.15%

NON-OPERATING INCOME(Q)

is 782.23 % of Profit Before Tax (PBT

Loading Valuation Snapshot...

Here's what is not working for IndusInd Bank

Profit Before Tax less Other Income (PBT) - Quarterly
At Rs -1,488.35 cr has Fallen at -200.70%
Year on Year (YoY)
MOJO Watch
Near term PBT trend is very negative

PBT less Other Income (Rs Cr)

Profit After Tax (PAT) - Quarterly
At Rs 161.16 cr has Fallen at -88.5%
Year on Year (YoY)
MOJO Watch
Near term PAT trend is very negative

PAT (Rs Cr)

Interest Earned - Quarterly
At Rs 11,372.88 cr has Fallen at -11.15%
Year on Year (YoY)
MOJO Watch
Near term sales trend is very negative

Interest Earned (Rs Cr)

Non Operating Income - Quarterly
is 782.23 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model

Non Operating Income to PBT