Industrial Commercial & Agricultural Co. Ltd. (ICAG) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Industrial Commercial & Agricultural Co. Ltd.

Premier Business & Projects Co. Ltd.

Jordan Industrial Resources Co. Ltd.

Why is Industrial Commercial & Agricultural Co. Ltd. ?

Poor Management Efficiency with a low ROCE of 5.31%

The company has been able to generate a Return on Capital Employed (avg) of 5.31% signifying low profitability per unit of total capital (equity and debt)

The company is Net-Debt Free

Poor long term growth as Net Sales has grown by an annual rate of 4.99% and Operating profit at -6.65% over the last 5 years
The company is Net-Debt Free
The company has been able to generate a Return on Equity (avg) of 4.23% signifying low profitability per unit of shareholders funds

Poor long term growth as Net Sales has grown by an annual rate of 4.99% and Operating profit at -6.65% over the last 5 years

Flat results in Jun 26

INTEREST(9M) At JOD 0.38 MM has Grown at 19.44%
NET SALES(Q) Lowest at JOD 5.67 MM

Below par performance in long term as well as near term

Along with generating -4.60% returns in the last 1 year, the stock has also underperformed Jordan General Index in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in FMCG)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Industrial Commercial & Agricultural Co. Ltd. for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

Industrial Commercial & Agricultural Co. Ltd.

-5.68%

-0.38

20.26%

Jordan General Index

37.55%

3.71

10.12%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

4.99%

EBIT Growth (5y)

-6.65%

EBIT to Interest (avg)

1.00

Debt to EBITDA (avg)

0.91

Net Debt to Equity (avg)

0.08

Sales to Capital Employed (avg)

1.00

Tax Ratio

17.30%

Dividend Payout Ratio

95.92%

Pledged Shares

Institutional Holding

ROCE (avg)

4.98%

ROE (avg)

4.23%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.62

EV to EBIT

12.62

EV to EBITDA

7.88

EV to Capital Employed

0.63

EV to Sales

0.43

PEG Ratio

Dividend Yield

4.82%

ROCE (Latest)

4.72%

ROE (Latest)

3.22%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bearish

RSI

Bullish

No Signal

Bollinger Bands

Sideways

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Dow Theory

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

5What is working for the Company

RAW MATERIAL COST(Y)

Fallen by -8.55% (YoY

NET PROFIT(9M)

Higher at JOD 0.64 MM

CASH AND EQV(HY)

Highest at JOD 20.51 MM

DEBT-EQUITY RATIO (HY)

Lowest at -3.67 %

DEBTORS TURNOVER RATIO(HY)

Highest at 4.53 times

-5What is not working for the Company

INTEREST(9M)

At JOD 0.38 MM has Grown at 19.44%

NET SALES(Q)

Lowest at JOD 5.67 MM

Here's what is working for Industrial Commercial & Agricultural Co. Ltd.

Cash and Eqv

Highest at JOD 20.51 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Debt-Equity Ratio

Lowest at -3.67 %

in the last five Semi-Annual periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Debtors Turnover Ratio

Highest at 4.53 times

in the last five Semi-Annual periods

MOJO Watch

Company has been able to sell its Debtors faster

Debtors Turnover Ratio

Net Profit

Higher at JOD 0.64 MM

than preceding 12 month period ended Jun 2026

MOJO Watch

In the nine month period the company has already crossed sales of the previous twelve months

Net Profit (JOD MM)

Raw Material Cost

Fallen by -8.55% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Industrial Commercial & Agricultural Co. Ltd.

Net Sales

At JOD 5.67 MM has Fallen at -22.06%

over average net sales of the previous four periods of JOD 7.28 MM

MOJO Watch

Near term sales trend is very negative

Net Sales (JOD MM)

Interest

At JOD 0.38 MM has Grown at 19.44%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JOD MM)

Net Sales

Lowest at JOD 5.67 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (JOD MM)