ScoreWhy is ING Bank Slaski SA ?
1
Strong Long Term Fundamental Strength with a 0% CAGR growth in Net Interet Income
- Bank has controlled its costs efficiently with a low Cost to Income ratio of 44.17%
2
Flat results in Mar 26
- OPERATING CASH FLOW(Y) Lowest at PLN -3,770 MM
- NET PROFIT(Q) Lowest at PLN 823.61 MM
- EPS(Q) Lowest at PLN 6.32
3
With ROA of 0.88%, it has a expensive valuation with a 2.83 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 44.89%, its profits have risen by 6% ; the PEG ratio of the company is 2.1
4
Market Beating Performance
- The stock has generated a return of 44.89% in the last 1 year, much higher than market (Poland WIG) returns of 29.94%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to ING Bank Slaski SA should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is ING Bank Slaski SA for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
ING Bank Slaski SA
43.18%
2.01
27.33%
Poland WIG
29.57%
1.74
17.24%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
21.30%
EBIT Growth (5y)
24.39%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
75.06%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
13
Industry P/E
Price to Book Value
2.83
EV to EBIT
14.46
EV to EBITDA
13.68
EV to Capital Employed
1.85
EV to Sales
5.92
PEG Ratio
2.08
Dividend Yield
5.98%
ROCE (Latest)
12.79%
ROE (Latest)
22.51%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend2What is working for the Company
NII(Q)
Highest at PLN 2,333 MM
-5What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at PLN -3,770 MM
NET PROFIT(Q)
Lowest at PLN 823.61 MM
EPS(Q)
Lowest at PLN 6.32
Here's what is working for ING Bank Slaski SA
NII
Highest at PLN 2,333 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (PLN MM)
Here's what is not working for ING Bank Slaski SA
Operating Cash Flow
Lowest at PLN -3,770 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (PLN MM)
Net Profit
Lowest at PLN 823.61 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (PLN MM)
EPS
Lowest at PLN 6.32
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (PLN)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
