ING Groep NV (INGA) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

ING Groep NV

Why is ING Groep NV ?

The company has declared Positive results for the last 8 consecutive quarters

INTEREST EARNED(Q) At EUR 3,825 MM has Grown at -4.2 %
PBT LESS OI(Q) At EUR 535 MM has Grown at -45.0 %
PAT(Q) At EUR 1,640 MM has Grown at -12.8 %

With ROA of 0.39%, it has a Attractive valuation with a 1.35 Price to Book Value

The stock is trading at a fair value compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 54.07%, its profits have fallen by -10.7%
At the current price, the company has a high dividend yield of 92.9

Company is among the highest 1% of companies rated by MarketsMojo across all 4,000 stocks

Market Beating performance in long term as well as near term

Along with generating 54.07% returns in the last 1 year, the stock has outperformed Netherlands AEX in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to ING Groep NV should be less than 10%
Overall Portfolio exposure to Major Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is ING Groep NV for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

ING Groep NV

58.3%

4.11

25.23%

Netherlands AEX

5.05%

0.38

14.93%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-100.00%

EBIT Growth (5y)

7.00%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

53.54%

Pledged Shares

Institutional Holding

0.06%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.35

EV to EBIT

19.83

EV to EBITDA

19.83

EV to Capital Employed

1.11

EV to Sales

PEG Ratio

Dividend Yield

92.95%

ROCE (Latest)

5.58%

ROE (Latest)

13.82%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Bullish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

Not enough Data to analyse Financial Trend

Here's what is working for ING Groep NV

Interest Earned - Quarterly

At EUR 3,825 MM has Grown at -4.2 %

over average Interest Earned of the previous four periods of EUR 3,994 MM

MOJO Watch

Near term sales trend is very positive

Interest Earned (EUR MM)

Profit Before Tax less Other Income (PBT) - Quarterly

At EUR 535 MM has Grown at -45.0 %

over average PBT of the previous four periods of EUR 973 MM

MOJO Watch

Near term PBT trend is very positive

PBT less Other Income (EUR MM)

Profit After Tax (PAT) - Quarterly

At EUR 1,640 MM has Grown at -12.8 %

over average PAT of the previous four periods of EUR 1,881 MM

MOJO Watch

Near term PAT trend is very positive

PAT (EUR MM)

Gross NPA - Quarterly

Lowest at 0.00 %

in the last five periods

MOJO Watch

Proportion of stressed loans given by the bank are falling

Gross NPA (%)

Dividend Payout Ratio (DPR) - Annually

Highest at 95.18 %

in the last five years

MOJO Watch

Company is distributing higher proportion of profits generated as dividend

DPR (%)

Here's what is not working for ING Groep NV

Profit Before Tax less Other Income (PBT) - Quarterly

At EUR 535 MM has Fallen at -45.0 %

over average PBT of the previous four periods of EUR 973 MM

MOJO Watch

Near term PBT trend is very negative

PBT less Other Income (EUR MM)

Profit After Tax (PAT) - Quarterly

At EUR 1,640 MM has Fallen at -12.8 %

over average PAT of the previous four periods of EUR 1,881 MM

MOJO Watch

Near term PAT trend is very negative

PAT (EUR MM)

Interest Earned - Quarterly

Lowest at EUR 3,825 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Interest Earned (EUR MM)

Operating Profit (PBDIT) - Quarterly

Lowest at EUR 535 MM.

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (EUR MM)

Operating Profit Margin - Quarterly

Lowest at 13.99%

in the last five quarters

MOJO Watch

Company's efficiency has deteriorated

Operating Profit to Sales (EUR MM)

Profit Before Tax less Other Income (PBT) - Quarterly

Lowest at EUR 535 MM.

in the last five periods

MOJO Watch

Near term PBT trend is negative

PBT less Other Income (EUR MM)

CAR - Quarterly

Lowest at 19.70 %

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is deteriorating.

CAR (%)