ScoreWhy is Instal Krakow SA ?
1
Company's ability to service its debt is strong with a healthy EBIT to Interest (avg) ratio of 23.95
2
Poor long term growth as Net Sales has grown by an annual rate of -4.83% over the last 5 years
3
The company declared negative results in Mar'25 after flat results in Dec'24
- CASH AND EQV(HY) Lowest at PLN 29.05 MM
- NET SALES(Q) At PLN 74.49 MM has Fallen at -14.66%
4
With ROE of 12.28%, it has a attractive valuation with a 0.75 Price to Book Value
- Over the past year, while the stock has generated a return of 2.15%, its profits have fallen by -14.1%
5
Underperformed the market in the last 1 year
- The stock has generated a return of 2.15% in the last 1 year, much lower than market (Poland WIG) returns of 27.62%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Instal Krakow SA should be less than 10%
- Overall Portfolio exposure to Construction should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Construction)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Instal Krakow SA for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Instal Krakow SA
2.15%
-1.04
20.72%
Poland WIG
27.62%
1.38
19.95%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-4.83%
EBIT Growth (5y)
4.73%
EBIT to Interest (avg)
23.95
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
-0.02
Sales to Capital Employed (avg)
1.10
Tax Ratio
19.42%
Dividend Payout Ratio
34.46%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
12.89%
ROE (avg)
10.24%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.75
EV to EBIT
5.87
EV to EBITDA
5.27
EV to Capital Employed
0.74
EV to Sales
0.78
PEG Ratio
NA
Dividend Yield
6.60%
ROCE (Latest)
12.69%
ROE (Latest)
12.28%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bearish
RSI
Bearish
No Signal
Bollinger Bands
Sideways
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Mildly Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
NET PROFIT(HY)
At PLN 16.43 MM has Grown at 233.04%
RAW MATERIAL COST(Y)
Fallen by -84.37% (YoY
DEBTORS TURNOVER RATIO(HY)
Highest at 6.37 times
OPERATING PROFIT MARGIN(Q)
Highest at 20.97 %
-2What is not working for the Company
CASH AND EQV(HY)
Lowest at PLN 29.05 MM
NET SALES(Q)
At PLN 74.49 MM has Fallen at -14.66%
Here's what is working for Instal Krakow SA
Net Profit
At PLN 16.43 MM has Grown at 233.04%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (PLN MM)
Operating Profit Margin
Highest at 20.97 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Debtors Turnover Ratio
Highest at 6.37 times
in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its Debtors faster
Debtors Turnover Ratio
Raw Material Cost
Fallen by -84.37% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Instal Krakow SA
Net Sales
At PLN 74.49 MM has Fallen at -14.66%
over average net sales of the previous four periods of PLN 87.28 MMMOJO Watch
Near term sales trend is negative
Net Sales (PLN MM)
Cash and Eqv
Lowest at PLN 29.05 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
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