Insurance House PSC (IH) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

Abu Dhabi National Takaful Co. PJSC

National General Insurance Co.

Watania International Holding Pjsc

Al-Buhaira National Insurance Co.

Al Ain Ahlia Insurance Co.

Union Insurance Co.

Al Dhafra Insurance Co. PSC

Islamic Arab Insurance Co.

Hayah Insurance Co. PJSC

Insurance House PSC

Dubai Islamic Insurance & Reinsurance Co.

Why is Insurance House PSC ?

With a Negative Book Value, the company has a Weak Long Term Fundamental Strength

Poor long term growth as Net Sales has grown by an annual rate of 13.00% and Operating profit at 0%

Risky - Negative Book Value

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of -40.98%, its profits have risen by 53%

Below par performance in long term as well as near term

Along with generating -40.98% returns in the last 1 year, the stock has also underperformed Abu Dhabi Securities Exchange in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Insurance House PSC for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Insurance House PSC

-100.0%

-1.04

39.41%

Abu Dhabi Securities Exchange

7.69%

1.13

8.08%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

13.00%

EBIT Growth (5y)

EBIT to Interest (avg)

-0.24

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

3.24%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

-4.74

EV to EBIT

EV to EBITDA

7.91

EV to Capital Employed

-0.35

EV to Sales

0.07

PEG Ratio

Dividend Yield

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

Negative BV

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bearish

RSI

Bearish

No Signal

Bollinger Bands

Bullish

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Dow Theory

Mildly Bullish

Bearish

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

22What is working for the Company

OPERATING CASH FLOW(Y)

Highest at AED 18.99 MM

NET SALES(Q)

Highest at AED 92.08 MM

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

OPERATING PROFIT(Q)

Highest at AED 2.01 MM

OPERATING PROFIT MARGIN(Q)

Highest at 2.19 %

PRE-TAX PROFIT(Q)

Highest at AED 2.01 MM

NET PROFIT(Q)

Highest at AED 2.02 MM

EPS(Q)

Highest at AED 0.02

-1What is not working for the Company

DEBT-EQUITY RATIO (HY)

Highest at 324.77 %

Here's what is working for Insurance House PSC

Operating Cash Flow

Highest at AED 18.99 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (AED MM)

Net Sales

Highest at AED 92.08 MM and Grown

In each period in the last five periods

MOJO Watch

Near term sales trend is very positive

Net Sales (AED MM)

Pre-Tax Profit

At AED 2.01 MM has Grown at 163.84%

over average net sales of the previous four periods of AED -3.15 MM

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (AED MM)

Net Profit

At AED 2.02 MM has Grown at 163.66%

over average net sales of the previous four periods of AED -3.17 MM

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (AED MM)

Operating Profit

Highest at AED 2.01 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (AED MM)

Operating Profit Margin

Highest at 2.19 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at AED 2.01 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (AED MM)

Net Profit

Highest at AED 2.02 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (AED MM)

EPS

Highest at AED 0.02

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (AED)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Insurance House PSC

Debt-Equity Ratio

Highest at 324.77 %

in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio