ScoreWhy is Intact Financial Corp. ?
1
Strong Long Term Fundamental Strength with a 19.55% CAGR growth in Net Sales
2
With a growth in Operating Profit of 8.33%, the company declared Very Positive results in Mar 26
- The company has declared positive results for the last 5 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at CAD 4,236 MM
- ROCE(HY) Highest at 17.19%
- DEBT-EQUITY RATIO (HY) Lowest at 12.06 %
3
With ROE of 17.66%, it has a fair valuation with a 2.31 Price to Book Value
- Over the past year, while the stock has generated a return of -8.87%, its profits have risen by 44.8% ; the PEG ratio of the company is 0.3
4
Majority shareholders : FIIs
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Intact Financial Corp. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Intact Financial Corp. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Intact Financial Corp.
-8.87%
8.37
20.41%
S&P/TSX 60
29.6%
2.31
12.81%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
19.55%
EBIT Growth (5y)
-169.52%
EBIT to Interest (avg)
0.92
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
20.80%
Dividend Payout Ratio
28.93%
Pledged Shares
0
Institutional Holding
0.40%
ROCE (avg)
0.90%
ROE (avg)
14.85%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
13
Industry P/E
Price to Book Value
2.31
EV to EBIT
NA
EV to EBITDA
64.96
EV to Capital Employed
2.20
EV to Sales
1.70
PEG Ratio
0.29
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
17.66%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
Bullish
Bollinger Bands
Bullish
Sideways
Moving Averages
Mildly Bearish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend13What is working for the Company
OPERATING CASH FLOW(Y)
Highest at CAD 4,236 MM
ROCE(HY)
Highest at 17.19%
DEBT-EQUITY RATIO
(HY)
Lowest at 12.06 %
DIVIDEND PER SHARE(HY)
Highest at CAD 0
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET PROFIT(9M)
Higher at CAD 2,792.67 MM
-1What is not working for the Company
NET SALES(Q)
Lowest at CAD 7,298 MM
Here's what is working for Intact Financial Corp.
Operating Cash Flow
Highest at CAD 4,236 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (CAD MM)
Debt-Equity Ratio
Lowest at 12.06 % and Grown
In each half year in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Dividend per share
Highest at CAD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (CAD)
Net Profit
At CAD 2,792.67 MM has Grown at 57.26%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (CAD MM)
Net Profit
Higher at CAD 2,792.67 MM
than preceding 12 month period ended Mar 2026MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (CAD MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Intact Financial Corp.
Net Sales
Lowest at CAD 7,298 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (CAD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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