ScoreWhy is Inter Cars SA ?
1
High Debt Company with a Debt to Equity ratio (avg) at times
- High Debt Company with a Debt to Equity ratio (avg) at times
2
Positive results in Sep 25
- INTEREST COVERAGE RATIO(Q) Highest at 1,231.27
- RAW MATERIAL COST(Y) Fallen by -1.98% (YoY)
- CASH AND EQV(HY) Highest at PLN 1,122.88 MM
3
With ROE of 13.33%, it has a very expensive valuation with a 1.42 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 23.64%, its profits have risen by 4.7% ; the PEG ratio of the company is 2.3
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Inter Cars SA should be less than 10%
- Overall Portfolio exposure to Auto Components & Equipments should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Auto Components & Equipments)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Inter Cars SA for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Inter Cars SA
23.64%
0.82
25.03%
Poland WIG
27.62%
1.38
19.95%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
18.54%
EBIT Growth (5y)
22.85%
EBIT to Interest (avg)
9.24
Debt to EBITDA (avg)
1.48
Net Debt to Equity (avg)
0.46
Sales to Capital Employed (avg)
2.52
Tax Ratio
20.20%
Dividend Payout Ratio
2.79%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
17.99%
ROE (avg)
17.48%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.42
EV to EBIT
8.78
EV to EBITDA
7.31
EV to Capital Employed
1.30
EV to Sales
0.50
PEG Ratio
2.28
Dividend Yield
0.26%
ROCE (Latest)
14.75%
ROE (Latest)
13.33%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend10What is working for the Company
INTEREST COVERAGE RATIO(Q)
Highest at 1,231.27
RAW MATERIAL COST(Y)
Fallen by -1.98% (YoY
CASH AND EQV(HY)
Highest at PLN 1,122.88 MM
NET SALES(Q)
Highest at PLN 5,411.42 MM
OPERATING PROFIT(Q)
Highest at PLN 428.46 MM
OPERATING PROFIT MARGIN(Q)
Highest at 7.92 %
PRE-TAX PROFIT(Q)
Highest at PLN 299.89 MM
NET PROFIT(Q)
Highest at PLN 237.82 MM
EPS(Q)
Highest at PLN 16.79
-4What is not working for the Company
ROCE(HY)
Lowest at 14.3%
DEBT-EQUITY RATIO
(HY)
Highest at 63.4 %
DEBTORS TURNOVER RATIO(HY)
Lowest at 6.58 times
Here's what is working for Inter Cars SA
Interest Coverage Ratio
Highest at 1,231.27
in the last five periodsMOJO Watch
The company's ability to manage interest payments is improving
Operating Profit to Interest
Net Sales
Highest at PLN 5,411.42 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (PLN MM)
Operating Profit
Highest at PLN 428.46 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (PLN MM)
Operating Profit Margin
Highest at 7.92 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at PLN 299.89 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (PLN MM)
Net Profit
Highest at PLN 237.82 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (PLN MM)
EPS
Highest at PLN 16.79
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (PLN)
Cash and Eqv
Highest at PLN 1,122.88 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Raw Material Cost
Fallen by -1.98% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at PLN 69.84 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (PLN MM)
Here's what is not working for Inter Cars SA
Debt-Equity Ratio
Highest at 63.4 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Debtors Turnover Ratio
Lowest at 6.58 times
in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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