International General Insurance Holdings Ltd. (IGIC) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

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Why is International General Insurance Holdings Ltd. ?

Flat results in Sep 25

ROCE(HY) Lowest at 18.68%
NET SALES(Q) Lowest at USD 128.7 MM

With ROE of 19.17%, it has a very attractive valuation with a 1.48 Price to Book Value

The stock is trading at a fair value compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -5.47%, its profits have risen by 11.5% ; the PEG ratio of the company is 0.6

High Institutional Holdings at 21.74%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.

Underperformed the market in the last 1 year

Even though the market (S&P 500) has generated returns of 20.12% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -5.47% returns

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to International General Insurance Holdings Ltd. should be less than 10%
Overall Portfolio exposure to Finance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is International General Insurance Holdings Ltd. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

International General Insurance Holdings Ltd.

-5.47%

2.19

30.91%

S&P 500

20.12%

1.04

19.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

20.16%

EBIT Growth (5y)

-13.88%

EBIT to Interest (avg)

-0.71

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Tax Ratio is Negative%

Dividend Payout Ratio

2.85%

Pledged Shares

Institutional Holding

21.53%

ROCE (avg)

0.99%

ROE (avg)

17.46%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.48

EV to EBIT

EV to EBITDA

EV to Capital Employed

1.74

EV to Sales

1.41

PEG Ratio

0.57

Dividend Yield

11.87%

ROCE (Latest)

ROE (Latest)

19.17%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bearish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

Mildly Bearish

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

6What is working for the Company

DIVIDEND PAYOUT RATIO(Y)

Highest at 6.63%

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

DEBT-EQUITY RATIO (HY)

Lowest at -27.78 %

DIVIDEND PER SHARE(HY)

Highest at USD 0

OPERATING PROFIT(Q)

Highest at USD 39.3 MM

OPERATING PROFIT MARGIN(Q)

Highest at 30.54 %

-3What is not working for the Company

ROCE(HY)

Lowest at 18.68%

NET SALES(Q)

Lowest at USD 128.7 MM

Here's what is working for International General Insurance Holdings Ltd.

Operating Profit

Highest at USD 39.3 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (USD MM)

Operating Profit Margin

Highest at 30.54 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Debt-Equity Ratio

Lowest at -27.78 %

in the last five Semi-Annual periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Dividend per share

Highest at USD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Dividend Payout Ratio

Highest at 6.63%

in the last five years

MOJO Watch

Company is distributing higher proportion of profits generated as dividend

DPR (%)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for International General Insurance Holdings Ltd.

Net Sales

Lowest at USD 128.7 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (USD MM)