Why is International Money Express, Inc. ?
1
With a fall in EPS of -13.13%, the company declared Very Negative results in Jun 25
- NET PROFIT(HY) At USD 21.28 MM has Grown at -24.23%
- ROCE(HY) Lowest at 36.15%
- INTEREST(Q) At USD 3.09 MM has Grown at 14.56%
2
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -28.98% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Miscellaneous)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is International Money Express, Inc. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
International Money Express, Inc.
-28.0%
-0.40
72.05%
S&P 500
13.22%
0.61
20.17%
Quality key factors
Factor
Value
Sales Growth (5y)
14.04%
EBIT Growth (5y)
22.91%
EBIT to Interest (avg)
1.28
Debt to EBITDA (avg)
0.73
Net Debt to Equity (avg)
0.01
Sales to Capital Employed (avg)
1.79
Tax Ratio
29.94%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
7.47%
ROE (avg)
38.69%
Valuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
2.51
EV to EBIT
49.75
EV to EBITDA
16.66
EV to Capital Employed
2.49
EV to Sales
0.62
PEG Ratio
0.60
Dividend Yield
NA
ROCE (Latest)
5.01%
ROE (Latest)
42.32%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Bullish (Daily)
KST
Bullish
Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
No Trend
Mildly Bearish
Technical Movement
0What is working for the Company
NO KEY POSITIVE TRIGGERS
-8What is not working for the Company
NET PROFIT(HY)
At USD 21.28 MM has Grown at -24.23%
ROCE(HY)
Lowest at 36.15%
INTEREST(Q)
At USD 3.09 MM has Grown at 14.56%
RAW MATERIAL COST(Y)
Grown by 13.77% (YoY
DEBTORS TURNOVER RATIO(HY)
Lowest at 3.2 times
Here's what is working for International Money Express, Inc.
Depreciation
Highest at USD 4.45 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
Here's what is not working for International Money Express, Inc.
Interest
At USD 3.09 MM has Grown at 14.56%
period on period (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
Net Profit
At USD 21.28 MM has Grown at -24.23%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is negative
Net Profit (USD MM)
Debtors Turnover Ratio
Lowest at 3.2 times
in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio
Raw Material Cost
Grown by 13.77% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin
Raw Material Cost as a percentage of Sales






