Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
9.60%
EBIT Growth (5y)
19.38%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
44
Industry P/E
Price to Book Value
4.27
EV to EBIT
36.16
EV to EBITDA
33.89
EV to Capital Employed
25.31
EV to Sales
10.13
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
69.98%
ROE (Latest)
9.69%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
Bullish
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend13What is working for the Company
OPERATING CASH FLOW(Y)
Highest at AED 1,285.13 MM
ROCE(HY)
Highest at 1.32%
NII(Q)
Highest at AED 100.18 MM
NET PROFIT(9M)
Higher at AED 141.1 MM
CASH AND EQV(HY)
Highest at AED 4,416.39 MM
NET SALES(Q)
Highest at AED 198.41 MM
-3What is not working for the Company
ROCE(HY)
Lowest at 1.32%
CREDIT DEPOSIT RATIO(HY)
Lowest at 115.88%
Here's what is working for Invest Bank
Net Profit
At AED 141.1 MM has Grown at 156.96%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (AED MM)
Operating Cash Flow
Highest at AED 1,285.13 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (AED MM)
NII
Highest at AED 100.18 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (AED MM)
Net Sales
Highest at AED 198.41 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (AED MM)
Cash and Eqv
Highest at AED 4,416.39 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Net Profit
Higher at AED 141.1 MM
than preceding 12 month period ended Jun 2026MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (AED MM)
Here's what is not working for Invest Bank
Credit Deposit Ratio
Lowest at 115.88%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
Capital Adequacy Ratio
Lowest at 17.01%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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