Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Invest Bank should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
9.60%
EBIT Growth (5y)
19.38%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
44
Industry P/E
Price to Book Value
4.27
EV to EBIT
36.16
EV to EBITDA
33.89
EV to Capital Employed
25.31
EV to Sales
10.13
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
69.98%
ROE (Latest)
9.69%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
Bullish
Bollinger Bands
Sideways
Sideways
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend13What is working for the Company
OPERATING CASH FLOW(Y)
Highest at AED 923.14 MM
NET PROFIT(HY)
Higher at AED 88.82 MM
ROCE(HY)
Highest at 1.31%
-5What is not working for the Company
ROCE(HY)
Lowest at 1.31%
CREDIT DEPOSIT RATIO(HY)
Lowest at 129.92%
PRE-TAX PROFIT(Q)
At AED 28.24 MM has Fallen at -32.4%
NET PROFIT(Q)
At AED 27.78 MM has Fallen at -31.91%
Here's what is working for Invest Bank
Operating Cash Flow
Highest at AED 923.14 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (AED MM)
Depreciation
At AED 2.39 MM has Grown at 41.83%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (AED MM)
Here's what is not working for Invest Bank
Pre-Tax Profit
At AED 28.24 MM has Fallen at -32.4%
over average net sales of the previous four periods of AED 41.78 MMMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (AED MM)
Net Profit
At AED 27.78 MM has Fallen at -31.91%
over average net sales of the previous four periods of AED 40.8 MMMOJO Watch
Near term Net Profit trend is negative
Net Profit (AED MM)
Credit Deposit Ratio
Lowest at 129.92%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
Capital Adequacy Ratio
Lowest at 17.62%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
