ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Iyogin Holdings, Inc. ?
1
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0%
2
Positive results in Dec 25
- ROCE(HY) Highest at 0.76%
- NET PROFIT(9M) Higher at JPY 60,339.88 MM
- CREDIT DEPOSIT RATIO(HY) Highest at 84.33%
3
With ROA of 0.56%, it has a very attractive valuation with a 0.60 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 60.38%, its profits have risen by 35% ; the PEG ratio of the company is 0.3
- At the current price, the company has a high dividend yield of 0
4
Company is among the highest 1% of companies rated by MarketsMojo across all 4,000 stocks
5
Consistent Returns over the last 3 years
- Along with generating 60.38% returns in the last 1 year, the stock has outperformed Japan Nikkei 225 in each of the last 3 annual periods
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Iyogin Holdings, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Iyogin Holdings, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Iyogin Holdings, Inc.
60.38%
2.41
42.66%
Japan Nikkei 225
38.94%
1.30
28.24%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
12.80%
EBIT Growth (5y)
19.27%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
25.27%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
0.60
EV to EBIT
6.46
EV to EBITDA
5.70
EV to Capital Employed
0.51
EV to Sales
2.30
PEG Ratio
0.26
Dividend Yield
0.03%
ROCE (Latest)
7.90%
ROE (Latest)
6.64%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Dow Theory
Mildly Bearish
Bullish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
ROCE(HY)
Highest at 0.76%
NET PROFIT(9M)
Higher at JPY 60,339.88 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 84.33%
OPERATING PROFIT(Q)
Highest at JPY 31,076 MM
OPERATING PROFIT MARGIN(Q)
Highest at 82.68 %
-3What is not working for the Company
ROCE(HY)
Lowest at 0.76%
CASH AND EQV(HY)
Lowest at JPY 2,105,036 MM
Here's what is working for Iyogin Holdings, Inc.
Operating Profit
Highest at JPY 31,076 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (JPY MM)
Operating Profit Margin
Highest at 82.68 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Credit Deposit Ratio
Highest at 84.33%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Net Profit
Higher at JPY 60,339.88 MM
than preceding 12 month period ended Dec 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (JPY MM)
CASA
Highest at 16.53%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for Iyogin Holdings, Inc.
Cash and Eqv
Lowest at JPY 2,105,036 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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