Iyogin Holdings, Inc. (8385) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Shizuoka Financial Group, Inc.

Nishi-Nippon Financial Holdings, Inc.

Rakuten Bank Ltd.

Gunma Bank, Ltd.

Concordia Financial Group, Ltd.

Hirogin Holdings, Inc.

Iyogin Holdings, Inc.

Yamaguchi Financial Group, Inc.

Japan Post Bank Co., Ltd.

The Hachijuni Bank, Ltd.

Resona Holdings, Inc.

Why is Iyogin Holdings, Inc. ?

Poor Management Efficiency with a low ROA of 0.25%

The bank has been able to generate a Return on Assets (avg) of 0.25% signifying low profitability per unit of total assets

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 14.96% signifying inadequate buffers against its risk based assets

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 14.96% signifying inadequate buffers against its risk based assets
The bank has been able to generate a Return on Assets (avg) of 0.25% signifying low profitability per unit of total assets

Weak Long Term Fundamental Strength with an average Return on Assets (ROA) of 0.25%

Flat results in Mar 26

ROCE(HY) Lowest at 0.79%
PRE-TAX PROFIT(Q) At JPY 13,152 MM has Fallen at -44.28%
CASH AND EQV(HY) Lowest at JPY 2,288,234 MM

With ROA of 0.52%, it has a attractive valuation with a 1.11 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 104.56%, its profits have risen by 39% ; the PEG ratio of the company is 0.3
At the current price, the company has a high dividend yield of 0

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Iyogin Holdings, Inc. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Iyogin Holdings, Inc. for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

Iyogin Holdings, Inc.

104.56%

4.26

38.98%

Japan Nikkei 225

59.79%

2.03

29.50%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

14.60%

EBIT Growth (5y)

26.10%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

23.63%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.11

EV to EBIT

10.57

EV to EBITDA

9.41

EV to Capital Employed

1.16

EV to Sales

4.43

PEG Ratio

0.33

Dividend Yield

ROCE (Latest)

11.01%

ROE (Latest)

8.46%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

Bearish

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

Bullish

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

7What is working for the Company

ROCE(HY)

Highest at 0.79%

DIVIDEND PER SHARE(HY)

Highest at JPY 0

NII(Q)

Highest at JPY 26,624 MM

CREDIT DEPOSIT RATIO(HY)

Highest at 83.96%

-6What is not working for the Company

ROCE(HY)

Lowest at 0.79%

PRE-TAX PROFIT(Q)

At JPY 13,152 MM has Fallen at -44.28%

CASH AND EQV(HY)

Lowest at JPY 2,288,234 MM

NET PROFIT(Q)

At JPY 9,824.28 MM has Fallen at -42%

Here's what is working for Iyogin Holdings, Inc.

NII

Highest at JPY 26,624 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (JPY MM)

Dividend per share

Highest at JPY 0 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (JPY)

Credit Deposit Ratio

Highest at 83.96%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Depreciation

Highest at JPY 2,057 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (JPY MM)

Here's what is not working for Iyogin Holdings, Inc.

Pre-Tax Profit

At JPY 13,152 MM has Fallen at -44.28%

over average net sales of the previous four periods of JPY 23,601.75 MM

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (JPY MM)

Net Profit

At JPY 9,824.28 MM has Fallen at -42%

over average net sales of the previous four periods of JPY 16,938.57 MM

MOJO Watch

Near term Net Profit trend is negative

Net Profit (JPY MM)

Cash and Eqv

Lowest at JPY 2,288,234 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents