J A Finance

Market Cap: Micro Cap
Industry: Non Banking Financial Company (NBFC)
ISIN: INE825B01010
NSEID:
BSEID: 543860
View on BSE

INR

71.60

0.00 (0.00%)

BSENSE

Mar 27

BSE+NSE Vol: 15

Access older stock analysis version

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

BLB

Leading Lea. Fin

Ramchandra Leas.

ISL Consulting

J A Finance

Transcorp Intl.

Charter. Capital

Vibrant Glo. Cap

Acme Resources

Transwar.Fin.

F Mec Intl. Fin.

Why is J A Finance Ltd ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 2.61%

Poor long term growth as Net Sales has grown by an annual rate of 3.10% and Operating profit at 2.59%

Flat results in Dec 25

PBDIT(Q) Lowest at Rs 0.19 cr.
PBT LESS OI(Q) Lowest at Rs -0.08 cr.

Underperformed the market in the last 1 year

Even though the market (BSE500) generated negative returns of -4.16% in the last 1 year, its fall in the stock was much higher with a return of -26.35%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is J A Finance for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

J A Finance

-26.35%

-0.51

51.85%

Sensex

-7.06%

-0.53

13.21%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

3.10%

EBIT Growth (5y)

2.59%

Net Debt to Equity (avg)

0.69

Institutional Holding

ROE (avg)

2.61%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

3.72

EV to EBIT

60.67

EV to EBITDA

60.67

EV to Capital Employed

2.61

EV to Sales

36.01

PEG Ratio

Dividend Yield

ROCE (Latest)

4.88%

ROE (Latest)

-2.05%

Loading Valuation Snapshot...

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Bearish

Moving Averages

Mildly Bullish (Daily)

KST

Bearish

Dow Theory

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

3What is working for the Company

PAT(9M)

Higher at Rs 0.37 Cr

-2What is not working for the Company

PBDIT(Q)

Lowest at Rs 0.19 cr.

PBT LESS OI(Q)

Lowest at Rs -0.08 cr.

Loading Valuation Snapshot...

Here's what is working for J A Finance

Profit After Tax (PAT) - Latest six months

Higher at Rs 0.18 cr

than preceding 12 month period ended Dec 2025 of Rs -0.14 cr

MOJO Watch

In the half year the company has already crossed PAT of the previous twelve months

PAT (Rs Cr)

Here's what is not working for J A Finance

Operating Profit (PBDIT) - Quarterly

Lowest at Rs 0.19 cr.

in the last five quarters

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (Rs Cr)

Profit Before Tax less Other Income (PBT) - Quarterly

Lowest at Rs -0.08 cr.

in the last five quarters

MOJO Watch

Near term PBT trend is negative

PBT less Other Income (Rs Cr)