James River Group Holdings Ltd. (JRVR) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

F&G Annuities & Life, Inc.

Trupanion, Inc.

Fidelis Insurance Holdings Ltd.

Skyward Specialty Insurance Group, Inc.

White Mountains Insurance Group Ltd.

Enact Holdings, Inc.

CNO Financial Group, Inc.

Baldwin Insurance Group, Inc.

James River Group Holdings Ltd.

Enstar Group Ltd.

Argo Group International Holdings Ltd.

Why is James River Group Holdings Ltd. ?

Poor long term growth as Operating profit has grown by an annual rate of 0%

The company has declared negative results in Mar'2026 after 2 consecutive positive quarters

DIVIDEND PAYOUT RATIO(Y) Lowest at 0%
DEBT-EQUITY RATIO (HY) Highest at 14.38 %
NET SALES(Q) Lowest at USD 151.38 MM

Consistent Underperformance against the benchmark over the last 3 years

Along with generating -28.89% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is James River Group Holdings Ltd. for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

James River Group Holdings Ltd.

-29.42%

-0.96

48.32%

S&P 500

20.78%

1.56

13.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

0.56%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

13.70%

Dividend Payout Ratio

6.07%

Pledged Shares

Institutional Holding

100.00%

ROCE (avg)

ROE (avg)

3.42%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.42

EV to EBIT

EV to EBITDA

311.24

EV to Capital Employed

0.44

EV to Sales

0.45

PEG Ratio

0.03

Dividend Yield

0.65%

ROCE (Latest)

ROE (Latest)

7.42%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Mildly Bullish

Dow Theory

Mildly Bearish

No Trend

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

10What is working for the Company

NET PROFIT(HY)

Higher at USD 23.34 MM

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

-15What is not working for the Company

DIVIDEND PAYOUT RATIO(Y)

Lowest at 0%

DEBT-EQUITY RATIO (HY)

Highest at 14.38 %

NET SALES(Q)

Lowest at USD 151.38 MM

OPERATING PROFIT(Q)

Lowest at USD -5.05 MM

OPERATING PROFIT MARGIN(Q)

Lowest at -3.33 %

PRE-TAX PROFIT(Q)

Lowest at USD -10.63 MM

NET PROFIT(Q)

Lowest at USD -8.77 MM

EPS(Q)

Lowest at USD -0.23

Here's what is working for James River Group Holdings Ltd.

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for James River Group Holdings Ltd.

Pre-Tax Profit

At USD -10.63 MM has Fallen at -184.17%

over average net sales of the previous four periods of USD 12.64 MM

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (USD MM)

Net Profit

At USD -8.77 MM has Fallen at -170.45%

over average net sales of the previous four periods of USD 12.46 MM

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (USD MM)

Net Sales

Lowest at USD 151.38 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (USD MM)

Net Sales

At USD 151.38 MM has Fallen at -11.94%

over average net sales of the previous four periods of USD 171.9 MM

MOJO Watch

Near term sales trend is negative

Net Sales (USD MM)

Operating Profit

Lowest at USD -5.05 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (USD MM)

Operating Profit Margin

Lowest at -3.33 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Pre-Tax Profit

Lowest at USD -10.63 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (USD MM)

Net Profit

Lowest at USD -8.77 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is negative

Net Profit (USD MM)

EPS

Lowest at USD -0.23

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (USD)

Debt-Equity Ratio

Highest at 14.38 %

in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

Dividend Payout Ratio

Lowest at 0%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)