Janover, Inc.

  • Market Cap: Micro Cap
  • Industry: Finance
  • ISIN: US47100L2025
USD
3.97
-0.29 (-6.81%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Janover, Inc.
Future FinTech Group, Inc.
Better Home & Finance Holding Co.
FlexShopper, Inc.
Nicholas Financial, Inc.
Altisource Portfolio Solutions SA
Mega Matrix Corp.
CURO Group Holdings Corp.
USIO, Inc.
American Shared Hospital Services
Mill City Ventures III Ltd.

Why is Janover, Inc. ?

1
Poor Management Efficiency with a low ROE of 0%
  • The company has reported losses. Due to this company has reported negative ROE
2
Poor long term growth as Operating profit has grown by an annual rate -164.45% of over the last 5 years
3
The company has declared Positive results for the last 3 consecutive quarters
  • NET SALES(HY) Higher at USD 6.61 MM
  • ROCE(HY) Highest at 56.66%
  • RAW MATERIAL COST(Y) Fallen by 0.11% (YoY)
4
With ROE of -2.60%, it has a very attractive valuation with a 0.57 Price to Book Value
  • Over the past year, while the stock has generated a return of 517.87%, its profits have fallen by -87.8%
5
High Institutional Holdings at 41.63%
  • These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
  • Their stake has increased by 26.04% over the previous quarter.
6
Market Beating Performance
  • The stock has generated a return of 517.87% in the last 1 year, much higher than market (S&P 500) returns of 13.68%
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to Janover, Inc. should be less than 10%
  2. Overall Portfolio exposure to Finance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Janover, Inc. for you?

High Risk, High Return

Absolute
Risk Adjusted
Volatility
Janover, Inc.
504.17%
0.36
872.27%
S&P 500
13.68%
0.71
19.28%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
-37.36%
EBIT Growth (5y)
-164.45%
EBIT to Interest (avg)
-11.70
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
41.63%
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.57
EV to EBIT
-44.42
EV to EBITDA
-50.86
EV to Capital Employed
0.71
EV to Sales
34.65
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-1.61%
ROE (Latest)
-2.60%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Mildly Bearish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

17What is working for the Company
NET SALES(HY)

Higher at USD 6.61 MM

ROCE(HY)

Highest at 56.66%

RAW MATERIAL COST(Y)

Fallen by 0.11% (YoY

DEBTORS TURNOVER RATIO(HY)

Highest at 69.12 times

OPERATING PROFIT(Q)

Highest at USD 0.03 MM

EPS(Q)

Highest at USD 1.83

-21What is not working for the Company
NET PROFIT(HY)

At USD -4.83 MM has Grown at -294.6%

OPERATING CASH FLOW(Y)

Lowest at USD -7.22 MM

PRE-TAX PROFIT(Q)

At USD -0.58 MM has Fallen at -39.31%

DEBT-EQUITY RATIO (HY)

Highest at 49.85 %

INTEREST(Q)

Highest at USD 2.93 MM

Here's what is working for Janover, Inc.

Net Sales
At USD 6.61 MM has Grown at 523.89%
Year on Year (YoY)
MOJO Watch
Sales trend is very positive

Net Sales (USD MM)

Net Sales
Higher at USD 6.61 MM
than preceding 12 month period ended Sep 2025
MOJO Watch
In the half year the company has already crossed sales of the previous twelve months

Net Sales (USD MM)

Operating Profit
Highest at USD 0.03 MM
in the last five periods
MOJO Watch
Near term Operating Profit trend is positive

Operating Profit (USD MM)

EPS
Highest at USD 1.83
in the last five periods
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Debtors Turnover Ratio
Highest at 69.12 times
in the last five Semi-Annual periods
MOJO Watch
Company has been able to sell its Debtors faster

Debtors Turnover Ratio

Raw Material Cost
Fallen by 0.11% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Janover, Inc.

Net Profit
At USD -4.83 MM has Grown at -294.6%
Year on Year (YoY)
MOJO Watch
Near term Net Profit trend is very negative

Net Profit (USD MM)

Operating Cash Flow
Lowest at USD -7.22 MM and Fallen
In each year in the last three years
MOJO Watch
The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Interest
At USD 2.93 MM has Grown at 277.96%
period on period (QoQ)
MOJO Watch
Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Pre-Tax Profit
At USD -0.58 MM has Fallen at -39.31%
Year on Year (YoY)
MOJO Watch
Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (USD MM)

Interest
Highest at USD 2.93 MM
in the last five periods and Increased by 277.96% (QoQ)
MOJO Watch
Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Debt-Equity Ratio
Highest at 49.85 %
in the last five Semi-Annual periods
MOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio