ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Japan Post Bank Co., Ltd. ?
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 15.34% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 8.70%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 15.34% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.11% signifying low profitability per unit of total assets
2
Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 8.70%
3
The company has declared positive results for the last 3 consecutive quarters
- ROCE(HY) Highest at 0.23%
- NII(Q) Highest at JPY 378,978 MM
- DIVIDEND PER SHARE(HY) Highest at JPY 0
4
With ROA of 0.16%, it has a expensive valuation with a 1.02 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 101.31%, its profits have risen by 16% ; the PEG ratio of the company is 1.4
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Japan Post Bank Co., Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Japan Post Bank Co., Ltd. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Japan Post Bank Co., Ltd.
101.31%
939.29
33.20%
Japan Nikkei 225
85.83%
3.09
27.80%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
5.80%
EBIT Growth (5y)
7.87%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
50.61%
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
23
Industry P/E
Price to Book Value
1.02
EV to EBIT
-52.98
EV to EBITDA
-48.64
EV to Capital Employed
0.99
EV to Sales
-15.52
PEG Ratio
1.41
Dividend Yield
NA
ROCE (Latest)
-1.87%
ROE (Latest)
4.43%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Bullish
Bullish
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend18What is working for the Company
ROCE(HY)
Highest at 0.23%
NII(Q)
Highest at JPY 378,978 MM
DIVIDEND PER SHARE(HY)
Highest at JPY 0
NET SALES(Q)
Highest at JPY 643,332 MM
OPERATING PROFIT(Q)
Highest at JPY 159,761 MM
OPERATING PROFIT MARGIN(Q)
Highest at 24.83 %
PRE-TAX PROFIT(Q)
Highest at JPY 207,900 MM
NET PROFIT(Q)
Highest at JPY 148,325.56 MM
EPS(Q)
Highest at JPY 41.48
-9What is not working for the Company
INTEREST(9M)
At JPY 758,934 MM has Grown at 24.57%
DIVIDEND PAYOUT RATIO(Y)
Lowest at 178.38%
ROCE(HY)
Lowest at 0.23%
CASH AND EQV(HY)
Lowest at JPY 122,679,504 MM
Here's what is working for Japan Post Bank Co., Ltd.
NII
Highest at JPY 378,978 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (JPY MM)
Net Sales
Highest at JPY 643,332 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Net Sales
At JPY 643,332 MM has Grown at 22.02%
over average net sales of the previous four periods of JPY 527,226.25 MMMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Operating Profit
Highest at JPY 159,761 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (JPY MM)
Operating Profit Margin
Highest at 24.83 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at JPY 207,900 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Net Profit
Highest at JPY 148,325.56 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
EPS
Highest at JPY 41.48
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (JPY)
Dividend per share
Highest at JPY 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (JPY)
Depreciation
Highest at JPY 13,062 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (JPY MM)
Here's what is not working for Japan Post Bank Co., Ltd.
Interest
At JPY 758,934 MM has Grown at 24.57%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
Dividend Payout Ratio
Lowest at 178.38% and Fallen
In each year in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
Cash and Eqv
Lowest at JPY 122,679,504 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
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