JAPAN POST INSURANCE Co., Ltd. (7181) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Dai-ichi Life Holdings, Inc.

T&D Holdings, Inc.

Japan Post Holdings Co., Ltd.

Lifenet Insurance Co.

JAPAN POST INSURANCE Co., Ltd.

Why is JAPAN POST INSURANCE Co., Ltd. ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 4.37%

Poor long term growth as Net Sales has grown by an annual rate of -3.80% and Operating profit at 0%

Negative results in Mar 26

NET SALES(Q) At JPY 478,853 MM has Fallen at -27.94%
PRE-TAX PROFIT(Q) At JPY 5,345 MM has Fallen at -71.93%
NET PROFIT(Q) At JPY 3,776.01 MM has Fallen at -81.8%

Underperformed the market in the last 1 year

The stock has generated a return of 36.63% in the last 1 year, much lower than market (Japan Nikkei 225) returns of 85.83%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is JAPAN POST INSURANCE Co., Ltd. for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

JAPAN POST INSURANCE Co., Ltd.

36.63%

-0.66

75.91%

Japan Nikkei 225

85.83%

3.09

27.80%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-3.80%

EBIT Growth (5y)

EBIT to Interest (avg)

-23.74

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Tax Ratio is Negative%

Dividend Payout Ratio

32.24%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

4.37%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.43

EV to EBIT

EV to EBITDA

-68.16

EV to Capital Employed

7.97

EV to Sales

-0.76

PEG Ratio

0.35

Dividend Yield

ROCE (Latest)

ROE (Latest)

2.99%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

7What is working for the Company

ROCE(HY)

Highest at 4.57%

DEBT-EQUITY RATIO (HY)

Lowest at -113.68 %

DIVIDEND PER SHARE(HY)

Highest at JPY 0

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

-23What is not working for the Company

NET SALES(Q)

At JPY 478,853 MM has Fallen at -27.94%

PRE-TAX PROFIT(Q)

At JPY 5,345 MM has Fallen at -71.93%

NET PROFIT(Q)

At JPY 3,776.01 MM has Fallen at -81.8%

INTEREST COVERAGE RATIO(Q)

Lowest at 109.04

DIVIDEND PAYOUT RATIO(Y)

Lowest at 44.45%

INTEREST(Q)

Highest at JPY 9,666 MM

Here's what is working for JAPAN POST INSURANCE Co., Ltd.

Debt-Equity Ratio

Lowest at -113.68 % and Grown

In each half year in the last five Semi-Annual periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Dividend per share

Highest at JPY 0 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (JPY)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Depreciation

Highest at JPY 10,540 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (JPY MM)

Here's what is not working for JAPAN POST INSURANCE Co., Ltd.

Net Sales

At JPY 478,853 MM has Fallen at -27.94%

over average net sales of the previous four periods of JPY 664,480.25 MM

MOJO Watch

Near term sales trend is extremely negative

Net Sales (JPY MM)

Pre-Tax Profit

At JPY 5,345 MM has Fallen at -71.93%

over average net sales of the previous four periods of JPY 19,042 MM

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (JPY MM)

Net Profit

At JPY 3,776.01 MM has Fallen at -81.8%

over average net sales of the previous four periods of JPY 20,747.54 MM

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (JPY MM)

Interest

At JPY 9,666 MM has Grown at 26.72%

period on period (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Interest Coverage Ratio

Lowest at 109.04

in the last five periods

MOJO Watch

The company's ability to manage interest payments is deteriorating

Operating Profit to Interest

Interest

Highest at JPY 9,666 MM

in the last five periods and Increased by 26.72% (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Dividend Payout Ratio

Lowest at 44.45%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)