ScoreWhy is Jiangsu Jiangyin Rural Commercial Bank Co., Ltd. ?
1
With ROA of 0.77%, it has a fair valuation with a 0.52 Price to Book Value
- Over the past year, while the stock has generated a return of 18.44%, its profits have risen by 10.2% ; the PEG ratio of the company is 0.5
- At the current price, the company has a high dividend yield of 4.4
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Jiangsu Jiangyin Rural Commercial Bank Co., Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Jiangsu Jiangyin Rural Commercial Bank Co., Ltd. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Jiangsu Jiangyin Rural Commercial Bank Co., Ltd.
13.65%
1.13
24.61%
China Shanghai Composite
14.77%
1.01
15.10%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
2.52%
EBIT Growth (5y)
12.48%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
23.93%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
5
Industry P/E
Price to Book Value
0.52
EV to EBIT
10.27
EV to EBITDA
9.89
EV to Capital Employed
0.71
EV to Sales
3.94
PEG Ratio
0.45
Dividend Yield
4.41%
ROCE (Latest)
6.96%
ROE (Latest)
11.38%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
ROCE(HY)
Highest at 1.09%
NII(Q)
Highest at CNY 710.77 MM
-5What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at CNY -22,124.74 MM
ROCE(HY)
Lowest at 1.09%
CREDIT DEPOSIT RATIO(HY)
Lowest at 82.16%
Here's what is working for Jiangsu Jiangyin Rural Commercial Bank Co., Ltd.
NII
Highest at CNY 710.77 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (CNY MM)
Here's what is not working for Jiangsu Jiangyin Rural Commercial Bank Co., Ltd.
Operating Cash Flow
Lowest at CNY -22,124.74 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (CNY MM)
Credit Deposit Ratio
Lowest at 82.16%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
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