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Jiangsu Suzhou Rural Commercial Bank Co., Ltd.

  • Market Cap: Mid Cap
  • Industry: Regional Banks
  • ISIN: CNE100003035
  • SHG: 603323
CNY
4.41
0.03 (0.68%)

Sep 24

SHG

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Jiangsu Suzhou Rural Commercial Bank Co., Ltd.

Why is Jiangsu Suzhou Rural Commercial Bank Co., Ltd. ?

1
Positive results in Jun 26
  • OPERATING CASH FLOW(Y) Highest at CNY 113.15 MM
  • NII(Q) Highest at CNY 776.38 MM
  • DIVIDEND PAYOUT RATIO(Y) Highest at 29.53%
2
With ROA of 0.67%, it has a fair valuation with a 0.45 Price to Book Value
  • Over the past year, while the stock has generated a return of -2.81%, its profits have risen by 4.8%
  • At the current price, the company has a high dividend yield of 3.9
stock-recommendationReal-Time Research Report

Verdict Report

How much should you buy?

  1. Overall Portfolio exposure to Jiangsu Suzhou Rural Commercial Bank Co., Ltd. should be less than 10%
  2. Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Jiangsu Suzhou Rural Commercial Bank Co., Ltd. for you?

Low Risk, Low Return

Absolute
Risk Adjusted
Volatility
Jiangsu Suzhou Rural Commercial Bank Co., Ltd.
-3.75%
-0.41
23.26%
China Shanghai Composite
0.9%
0.22
14.72%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
2.58%
EBIT Growth (5y)
19.00%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
18.86%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
4
Industry P/E
Price to Book Value
0.45
EV to EBIT
13.26
EV to EBITDA
12.61
EV to Capital Employed
0.74
EV to Sales
4.93
PEG Ratio
NA
Dividend Yield
3.93%
ROCE (Latest)
5.57%
ROE (Latest)
10.67%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
Mildly Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
Analyse All Technical Factors stock-recommendation
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

14What is working for the Company
OPERATING CASH FLOW(Y)

Highest at CNY 113.15 MM

NII(Q)

Highest at CNY 776.38 MM

DIVIDEND PAYOUT RATIO(Y)

Highest at 29.53%

DIVIDEND PER SHARE(HY)

Highest at CNY 0

CREDIT DEPOSIT RATIO(HY)

Highest at 92.21%

OPERATING PROFIT(Q)

Highest at CNY 622.04 MM

OPERATING PROFIT MARGIN(Q)

Highest at 41.43 %

PRE-TAX PROFIT(Q)

Highest at CNY 956.39 MM

NET PROFIT(Q)

Highest at CNY 751.75 MM

EPS(Q)

Highest at CNY 0.34

0What is not working for the Company
Icon
NO KEY NEGATIVE TRIGGERS

Here's what is working for Jiangsu Suzhou Rural Commercial Bank Co., Ltd.

Operating Cash Flow
Highest at CNY 113.15 MM and Grown
In each year in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (CNY MM)

NII
Highest at CNY 776.38 MM
in the last five periods
MOJO Watch
The bank's income from core business is increasing

NII (CNY MM)

Operating Profit
Highest at CNY 622.04 MM
in the last five periods
MOJO Watch
Near term Operating Profit trend is positive

Operating Profit (CNY MM)

Operating Profit Margin
Highest at 41.43 %
in the last five periods
MOJO Watch
Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit
Highest at CNY 956.39 MM
in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (CNY MM)

Pre-Tax Profit
At CNY 956.39 MM has Grown at 60.02%
over average net sales of the previous four periods of CNY 597.66 MM
MOJO Watch
Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (CNY MM)

Net Profit
Highest at CNY 751.75 MM
in the last five periods
MOJO Watch
Near term Net Profit trend is positive

Net Profit (CNY MM)

EPS
Highest at CNY 0.34
in the last five periods
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (CNY)

Dividend per share
Highest at CNY 0
in the last five years
MOJO Watch
Company is distributing higher dividend from profits generated

DPS (CNY)

Credit Deposit Ratio
Highest at 92.21%
in the last four Semi-Annual periods
MOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Dividend Payout Ratio
Highest at 29.53%
in the last five years
MOJO Watch
Company is distributing higher proportion of profits generated as dividend

DPR (%)

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