ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Jinshang Bank Co., Ltd. ?
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.63% signifying inadequate buffers against its risk based assets
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.63% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.44% signifying low profitability per unit of total assets
2
Flat results in Jun 25
- NET SALES(Q) Lowest at HKD 6,018.04 MM
3
With ROA of 0.86%, it has a Attractive valuation with a 0.05 Price to Book Value
- Over the past year, while the stock has generated a return of -2.82%, its profits have fallen by -37.4%
4
Underperformed the market in the last 1 year
- Even though the market (Hang Seng Hong Kong) has generated returns of 8.25% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -2.82% returns
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Jinshang Bank Co., Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Jinshang Bank Co., Ltd. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Jinshang Bank Co., Ltd.
-2.82%
0.00
21.68%
Hang Seng Hong Kong
8.25%
0.41
19.93%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
4.43%
EBIT Growth (5y)
7.09%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
26.89%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
0
Industry P/E
Price to Book Value
0.05
EV to EBIT
15.01
EV to EBITDA
12.01
EV to Capital Employed
0.44
EV to Sales
1.62
PEG Ratio
NA
Dividend Yield
5.96%
ROCE (Latest)
2.92%
ROE (Latest)
16.08%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
Bearish
No Signal
Bollinger Bands
Mildly Bullish
Sideways
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend3What is working for the Company
OPERATING CASH FLOW(Y)
Highest at HKD 11,818.78 MM
-1What is not working for the Company
NET SALES(Q)
Lowest at HKD 6,018.04 MM
Here's what is working for Jinshang Bank Co., Ltd.
Operating Cash Flow
Highest at HKD 11,818.78 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (HKD MM)
Here's what is not working for Jinshang Bank Co., Ltd.
Net Sales
Lowest at HKD 6,018.04 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (HKD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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