ScoreWhy is Jordan Ahli Bank ?
1
Poor Management Efficiency with a low ROA of 0.43%
- The bank has been able to generate a Return on Assets (avg) of 0.43% signifying low profitability per unit of total assets
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 34.10% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 16.82%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 34.10% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.43% signifying low profitability per unit of total assets
3
Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 16.82%
4
With a growth in Interest of NAN%, the company declared Very Positive results in Jun 26
- OPERATING CASH FLOW(Y) Highest at JOD 90.1 MM
- NII(Q) Highest at JOD 27.19 MM
- CASH AND EQV(HY) Highest at JOD 660.14 MM
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Jordan Ahli Bank should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Jordan Ahli Bank for you?
Medium Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Jordan Ahli Bank
30.19%
1.62
20.16%
Jordan General Index
37.55%
3.71
10.12%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
8.74%
EBIT Growth (5y)
39.82%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
102.16%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
20
Industry P/E
Price to Book Value
0.86
EV to EBIT
18.59
EV to EBITDA
13.53
EV to Capital Employed
0.90
EV to Sales
1.94
PEG Ratio
NA
Dividend Yield
6.16%
ROCE (Latest)
4.85%
ROE (Latest)
4.30%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bearish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend10What is working for the Company
OPERATING CASH FLOW(Y)
Highest at JOD 90.1 MM
NII(Q)
Highest at JOD 27.19 MM
CASH AND EQV(HY)
Highest at JOD 660.14 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 92.48%
OPERATING PROFIT(Q)
Highest at JOD 9.13 MM
OPERATING PROFIT MARGIN(Q)
Highest at 16.97 %
PRE-TAX PROFIT(Q)
Highest at JOD 9.13 MM
-3What is not working for the Company
NET PROFIT(9M)
At JOD 8.39 MM has Grown at -48.3%
NET SALES(Q)
Lowest at JOD 53.8 MM
Here's what is working for Jordan Ahli Bank
Operating Cash Flow
Highest at JOD 90.1 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (JOD MM)
NII
Highest at JOD 27.19 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (JOD MM)
Operating Profit
Highest at JOD 9.13 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (JOD MM)
Operating Profit Margin
Highest at 16.97 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at JOD 9.13 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JOD MM)
Cash and Eqv
Highest at JOD 660.14 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Credit Deposit Ratio
Highest at 92.48%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for Jordan Ahli Bank
Net Profit
At JOD 8.39 MM has Grown at -48.3%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is negative
Net Profit (JOD MM)
Net Sales
Lowest at JOD 53.8 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (JOD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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