Jordan Ahli Bank (AHLI) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Arab Bank Plc

Jordan Islamic Bank

Bank Al-Etihad

Jordan Commercial Bank

Invest Bank (Jordan)

Jordan Ahli Bank

Jordan Kuwait Bank

Arab Banking Corp.

Cairo Amman Bank

Why is Jordan Ahli Bank ?

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 34.10% signifying inadequate buffers against its risk based assets

Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 16.82%
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 34.10% signifying inadequate buffers against its risk based assets
The bank has been able to generate a Return on Assets (avg) of 0.43% signifying low profitability per unit of total assets

Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 16.82%

Flat results in Mar 26

NET PROFIT(HY) At JOD 2.92 MM has Grown at -73.38%
NET SALES(Q) Lowest at JOD 53.97 MM
OPERATING PROFIT(Q) Lowest at JOD 6.03 MM

Underperformed the market in the last 1 year

The stock has generated a return of 38.24% in the last 1 year, much lower than market (Jordan General Index) returns of 49.15%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Jordan Ahli Bank for you?

Low Risk, Low Return

Absolute

Risk Adjusted

Volatility

Jordan Ahli Bank

37.25%

1.76

20.27%

Jordan General Index

46.42%

4.78

10.29%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

8.74%

EBIT Growth (5y)

39.82%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

102.16%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.87

EV to EBIT

18.85

EV to EBITDA

13.72

EV to Capital Employed

0.91

EV to Sales

1.96

PEG Ratio

Dividend Yield

6.03%

ROCE (Latest)

4.85%

ROE (Latest)

4.30%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

Mildly Bullish

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

3What is working for the Company

NII(Q)

Highest at JOD 26.26 MM

CASH AND EQV(HY)

Highest at JOD 707.63 MM

-8What is not working for the Company

NET PROFIT(HY)

At JOD 2.92 MM has Grown at -73.38%

NET SALES(Q)

Lowest at JOD 53.97 MM

OPERATING PROFIT(Q)

Lowest at JOD 6.03 MM

OPERATING PROFIT MARGIN(Q)

Lowest at 11.17 %

PRE-TAX PROFIT(Q)

Lowest at JOD 6.03 MM

Here's what is working for Jordan Ahli Bank

NII

Highest at JOD 26.26 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (JOD MM)

Cash and Eqv

Highest at JOD 707.63 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Here's what is not working for Jordan Ahli Bank

Net Profit

At JOD 2.92 MM has Grown at -73.38%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (JOD MM)

Net Sales

Lowest at JOD 53.97 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (JOD MM)

Operating Profit

Lowest at JOD 6.03 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (JOD MM)

Operating Profit Margin

Lowest at 11.17 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Pre-Tax Profit

Lowest at JOD 6.03 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (JOD MM)