ScoreWhy is Jordan Ahli Bank ?
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 34.10% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 11.28%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 34.10% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.43% signifying low profitability per unit of total assets
2
Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 11.28%
3
Positive results in Dec 25
- OPERATING CASH FLOW(Y) Highest at JOD 117.46 MM
- CASH AND EQV(HY) Highest at JOD 764.02 MM
4
With ROA of 0.32%, it has a very attractive valuation with a 0.82 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 47.96%, its profits have fallen by -6.7%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Jordan Ahli Bank should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Jordan Ahli Bank for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Jordan Ahli Bank
47.96%
1.97
19.98%
Jordan General Index
52.62%
5.46
9.64%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
8.25%
EBIT Growth (5y)
46.03%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
102.16%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
17
Industry P/E
Price to Book Value
0.82
EV to EBIT
13.63
EV to EBITDA
10.14
EV to Capital Employed
0.85
EV to Sales
1.55
PEG Ratio
NA
Dividend Yield
0.06%
ROCE (Latest)
6.25%
ROE (Latest)
4.92%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
OPERATING CASH FLOW(Y)
Highest at JOD 117.46 MM
CASH AND EQV(HY)
Highest at JOD 764.02 MM
-2What is not working for the Company
NET PROFIT(Q)
Lowest at JOD 4.15 MM
EPS(Q)
Lowest at JOD 0.02
Here's what is working for Jordan Ahli Bank
Operating Cash Flow
Highest at JOD 117.46 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (JOD MM)
Cash and Eqv
Highest at JOD 764.02 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Jordan Ahli Bank
Net Profit
Lowest at JOD 4.15 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (JOD MM)
EPS
Lowest at JOD 0.02
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (JOD)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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