ScoreWhy is Jordan Ahli Bank ?
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 34.10% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 7.69%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 34.10% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.43% signifying low profitability per unit of total assets
2
Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 7.69%
3
Flat results in Jun 25
- GROSS NPA (%)(Q) Highest at 5.94%
4
With ROA of 0.38%, it has a expensive valuation with a 0.80 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 32.38%, its profits have fallen by -9.3%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Jordan Ahli Bank should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Jordan Ahli Bank for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Jordan Ahli Bank
32.38%
1.78
18.95%
Jordan General Index
38.69%
4.01
9.66%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
7.38%
EBIT Growth (5y)
15.30%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
90.19%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
0.80
EV to EBIT
18.51
EV to EBITDA
13.24
EV to Capital Employed
0.86
EV to Sales
1.80
PEG Ratio
NA
Dividend Yield
0.06%
ROCE (Latest)
4.63%
ROE (Latest)
5.55%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
NII(Q)
Highest at JOD 26.24 MM
CASH AND EQV(HY)
Highest at JOD 625.13 MM
-3What is not working for the Company
GROSS NPA (%)
(Q
Here's what is working for Jordan Ahli Bank
NII
Highest at JOD 26.24 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA (%)
Cash and Eqv
Highest at JOD 625.13 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Jordan Ahli Bank
Non Performing Loans (%)
Highest at 5.94% and Grown
In each half year in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
