Why is Jordan Ahli Bank ?
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 34.10% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 11.28%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 34.10% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.43% signifying low profitability per unit of total assets
2
Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 11.28%
3
Underperformed the market in the last 1 year
- The stock has generated a return of 29.25% in the last 1 year, much lower than market (Jordan General Index) returns of 41.27%
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Jordan Ahli Bank for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Jordan Ahli Bank
29.25%
1.66
19.12%
Jordan General Index
41.27%
4.23
9.76%
Quality key factors
Factor
Value
Sales Growth (5y)
8.25%
EBIT Growth (5y)
46.03%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
102.16%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
0.80
EV to EBIT
18.51
EV to EBITDA
13.24
EV to Capital Employed
0.86
EV to Sales
1.80
PEG Ratio
NA
Dividend Yield
0.06%
ROCE (Latest)
4.63%
ROE (Latest)
5.55%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Bullish
Technical Movement
4What is working for the Company
OPERATING CASH FLOW(Y)
Highest at JOD 117.46 MM
CASH AND EQV(HY)
Highest at JOD 764.02 MM
-2What is not working for the Company
NET PROFIT(Q)
Lowest at JOD 4.15 MM
EPS(Q)
Lowest at JOD 0.02
Here's what is working for Jordan Ahli Bank
Operating Cash Flow
Highest at JOD 117.46 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (JOD MM)
Cash and Eqv
Highest at JOD 764.02 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Jordan Ahli Bank
Net Profit
Lowest at JOD 4.15 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (JOD MM)
EPS
Lowest at JOD 0.02
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (JOD)






