Jordan Islamic Bank

  • Market Cap: Large Cap
  • Industry: Major Banks
  • ISIN: JO1100111011
JOD
4.77
-0.02 (-0.42%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Arab Bank Plc
Jordan Islamic Bank
Bank Al-Etihad
Jordan Commercial Bank
Invest Bank (Jordan)
Jordan Ahli Bank
Jordan Kuwait Bank
Arab Banking Corp.
Cairo Amman Bank

Why is Jordan Islamic Bank ?

1
With a growth in Interest of NAN%, the company declared Very Positive results in Mar 26
  • The company has declared positive results for the last 2 consecutive quarters
  • OPERATING CASH FLOW(Y) Highest at JOD 111.51 MM
  • NET SALES(Q) At JOD 76.12 MM has Grown at 61.42%
  • CREDIT DEPOSIT RATIO(Q) Highest at 0%
2
With ROA of 0.86%, it has a fair valuation with a 1.59 Price to Book Value
  • The stock is trading at a premium compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of 14.87%, its profits have risen by 8.6% ; the PEG ratio of the company is 1.5
stock-recommendationReal-Time Research Report

Verdict Report

How much should you buy?

  1. Overall Portfolio exposure to Jordan Islamic Bank should be less than 10%
  2. Overall Portfolio exposure to Major Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Jordan Islamic Bank for you?

Low Risk, Low Return

Absolute
Risk Adjusted
Volatility
Jordan Islamic Bank
14.39%
1.66
11.01%
Jordan General Index
46.42%
4.78
10.29%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
11.76%
EBIT Growth (5y)
19.24%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
70.32%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
13
Industry P/E
Price to Book Value
1.59
EV to EBIT
1.65
EV to EBITDA
1.59
EV to Capital Employed
-5.43
EV to Sales
1.31
PEG Ratio
1.53
Dividend Yield
0.05%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
12.08%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
Mildly Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

16What is working for the Company
OPERATING CASH FLOW(Y)

Highest at JOD 111.51 MM

NET SALES(Q)

At JOD 76.12 MM has Grown at 61.42%

CREDIT DEPOSIT RATIO(Q)

Highest at 0%

0What is not working for the Company
NO KEY NEGATIVE TRIGGERS

Here's what is working for Jordan Islamic Bank

Operating Cash Flow
Highest at JOD 111.51 MM and Grown
In each year in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (JOD MM)

Net Sales
At JOD 76.12 MM has Grown at 61.42%
over average net sales of the previous four periods of JOD 47.15 MM
MOJO Watch
Near term sales trend is very positive

Net Sales (JOD MM)

Credit Deposit Ratio
Highest at 0% and Grown
In each half year in the last four Semi-Annual periods
MOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)